Pending
5438 Ionia Road, Portland, MI 48875
$162,000
MLS # 26030113 (Michigan Regional Information Center (MichRIC))
2 beds1 bath880 sqftBuilt 19000.45 acres
1 / 18
Listing Description
Turnkey, fully renovated 2 bedroom ranch on nearly a half acre! Nestled in a peaceful country setting, this move in ready home features modern updates throughout and all new mechanicals within the last 4 years. Enjoy a large yard, low maintenance living, and the perfect combination of comfort, privacy, and rural charm. This beautifully updated home offers a rare find that's a must see property.
Source: SparkMLS
About this home
Located in Portland, this property offers 2-bedroom, 1-bath, 880 sq ft, with original construction dating to 1900.
Listed at $162,000 (about $184/sq ft).
Annual property taxes run approximately $1,042 ($87/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area880 sqft
Lot Size0.45 acres
Year Built1900
Stories1
Location
CityPortland
MunicipalityOrange Twp
Zip Code48875
CountyIonia
School DistrictPortland
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
Sale & Financing
Listed6/17/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,042
Tax Year2025
Assessed Value$39,176
Parcel #110-025-000-130-02
Source: SparkMLS
Legal Description
COM 228.3 FT W OF CEN OF SEC 25, TH S 317 FT, W 62 FT, N 317 FT, E 62 FT TO POB SEC 25-6-6
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Scott Rider
Grand River Realty
Frequently Asked Questions about 5438 Ionia Road, Portland, MI 48875
Which school district serves 5438 Ionia Road, Portland, MI 48875?
Per MLS# 26030113, 5438 Ionia Road, Portland, MI 48875 is in the Portland boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Portland directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26030113, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5438 Ionia Road, Portland, MI 48875?
Per public tax records, annual property taxes for this property are $1,042 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5438 Ionia Road, Portland, MI 48875 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5438 Ionia Road, Portland, MI 48875 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5438 Ionia Road, Portland, MI 48875?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Orange Twp police department or the Ionia County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,051
Principal & interest$1,051
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5438 Ionia Road, Portland, MI 48875
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