For Sale
5439 Shawnee Road, Pentwater, MI 49449
$960,000
MLS # 26013257 (Michigan Regional Information Center (MichRIC))
4 beds4 baths3,861 sqftBuilt 20040.69 acres
1 / 49
Listing Description
Located in the highly desirable Apache Hills Subdivision in Pentwater, this custom-built 4-bedroom, 4-bath home offers upscale living in a peaceful, tranquil wooded setting on a quiet cul-de-sac just two minutes from Lake Michigan. Designed with both comfort and style in mind, this elegant and spacious home provides room for everyone to spread out and feel at home. Features include 3 fireplaces, huge bonus room above the garage, a four-season room, and a private sauna, creating the perfect space to relax after a day on the water. Step outside to enjoy the fire pit area and the natural surroundings that make this property feel like a private retreat. Owners also enjoy access to a private boat launch and Pentwater Lake, perfect for boating, fishing, and enjoying the lake lifestyle. Conveniently located near local shops, restaurants, and amenities, this exquisite home offers the perfect blend of elegance, comfort, and resort-style living in one of the area's most desirable communities. 🌲
Source: SparkMLS
About this home
4-bedroom, 4-bath, 3,861 sq ft home in Pentwater built in 2004.
Currently offered at $960,000 (about $249/sq ft).
Annual property taxes run approximately $4,807 ($401/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,861 sqft
Lot Size0.69 acres
Year Built2004
Stories2
Location
CityPentwater
MunicipalityPentwater Twp
Zip Code49449
CountyOceana
School DistrictPentwater
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Sauna, Center Island, Pantry
Sale & Financing
Listed4/6/2026
Original Price$975,000
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
HOA
HOA Fee$240
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$4,807
Tax Year2024
Assessed Value$488,300
Parcel #001-080-117-00
Source: SparkMLS
Legal Description
5439 N SHAWNEE RD MLC-L2000P18094 WD-L2003P40273 SPL FR 108 IN 01ESMT-L2004P16852 APACHE HILLS REPLAT LOT 117 SUBJ TO ESMT.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Renee Praay
Five Star Real Estate
Frequently Asked Questions about 5439 Shawnee Road, Pentwater, MI 49449
What school district is 5439 Shawnee Road, Pentwater, MI 49449 in?
Per MLS# 26013257, this property is served by Pentwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26013257, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26013257, the most recent reported annual property tax for 5439 Shawnee Road, Pentwater, MI 49449 is $4,807 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5439 Shawnee Road, Pentwater, MI 49449 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5439 Shawnee Road, Pentwater, MI 49449 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Pentwater Twp police department or the Oceana County sheriff's office.
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Mortgage Calculator
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Monthly payment$6,467
Principal & interest$6,227
HOA$240
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5439 Shawnee Road, Pentwater, MI 49449
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