For Sale
5441 Crooked Crk Road, Saranac, MI 48881
$489,000
MLS # 26034428 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,840 sqftBuilt 20052.38 acres
1 / 49
Listing Description
The most private and quite setting available in the Saranac School System. The home is tucked up on a hill, in the woods, at the end of the road to create a beautiful and very private oasis away from everything and everyone. The ranch features a new roof and front porch and over 1,800 finished square feet on the main floor. The unfinished walkout level, with 9ft ceilings, could be finished to add another 1,840 sq ft of living space with 2 more bedrooms. The newer 30 x 56 pole barn with 12ft side walls, cement floors, and electric complete this retreat making it a one of a kind opportunity.
Source: SparkMLS
About this home
Located in Saranac, this property offers 3-bedroom, 2-bath, 1,840 sq ft, with original construction dating to 2005.
Listed at $489,000 (about $266/sq ft).
Annual property taxes run approximately $1,740 ($145/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,840 sqft
Lot Size2.38 acres
Year Built2005
Stories1
Location
CitySaranac
MunicipalityBerlin Twp
Zip Code48881
CountyIonia
School DistrictSaranac
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed7/7/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,740
Tax Year2026
Assessed Value$61,058
Parcel #011-016-000-015-21
Source: SparkMLS
Legal Description
PT NW 1/4 SEC 16 COM N 1/4 PO TH W 986.37FT, TH S 2273.54FT TO POB; TH S 369.3FT, TH W 325.52FT, TH N 369.3FT, TH E 325.73FT TO POB SEC 16 T6N R7W BERLIN TWP, IONIA COUNTY, MICHIGAN SPLIT/COMBINED ON 1999 FROM 011-016-015-01 SPLIT/COMBINED ON 10/02/2014 FROM 011-016-000-015-10; SPLIT/COMBINED ON 01/19/2016 FROM 011-016-000-015-11, 011-016-000-015-20;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brian J Clinger
Coldwell Banker Schmidt Realtors
Frequently Asked Questions about 5441 Crooked Crk Road, Saranac, MI 48881
Which school district serves 5441 Crooked Crk Road, Saranac, MI 48881?
Per MLS# 26034428, 5441 Crooked Crk Road, Saranac, MI 48881 is in the Saranac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saranac directly to confirm enrollment eligibility.
What financing options are available for 5441 Crooked Crk Road, Saranac, MI 48881?
Per MLS# 26034428, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5441 Crooked Crk Road, Saranac, MI 48881?
Per public tax records, annual property taxes for this property are $1,740 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5441 Crooked Crk Road, Saranac, MI 48881 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5441 Crooked Crk Road, Saranac, MI 48881 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5441 Crooked Crk Road, Saranac, MI 48881?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Berlin Twp police department or the Ionia County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$3,172
Principal & interest$3,172
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5441 Crooked Crk Road, Saranac, MI 48881
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