Sold
545 E Maplehurst Street, Ferndale, MI 48220
Sold on 12/29/2025 for$219,000
MLS # 20251046225 (Realcomp)
3 beds2 baths989 sqftBuilt 19430.1 acres
1 / 39
Listing Description
Charming updated bungalow in the heart of downtown Ferndale offers a fantastic layout, great natural light, and a fully fenced backyard just steps from all the local favorites. The bright and airy living room features coved ceilings, large windows, and beautiful hardwood floors that flow into the main living spaces. The updated eat-in kitchen includes tile flooring, stainless steel appliances, modern cabinetry, and a cozy bay window perfect for morning coffee. Two entry-level bedrooms share a stylish tiled full bath, with one bedroom offering direct access to the backyard. Upstairs, the spacious primary bedroom boasts an attached half bath and generous closet space. The large basement provides laundry, plenty of storage options, and brand new water heater. Enjoy warm evenings outdoors in the private backyard, ideal for entertaining or relaxing under the trees. Located on a quiet street in NE Ferndale with walkability to parks, shops, and some of the area’s best restaurants. Welcome Home!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 989 sq ft home built in 1943 sits in Ferndale in Ferndale.
Closed at $219,000 (about $221/sq ft).
Estimated annual property tax: $3,655, or about $305 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 10 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area989 sqft
Lot Size0.1 acres
Year Built1943
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed10/15/2025
Sold Date12/28/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,655
State Equalized Value$107,570
Taxable Value$70,840
Parcel #2527403044
Source: Public Records
Legal Description
T1N, R11E, SEC 27 WOODWARD HTS SUB NO 2 LOT 488, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jim Shaffer
Good Company
Frequently Asked Questions about 545 E Maplehurst Street, Ferndale, MI 48220
What school district is 545 E Maplehurst Street, Ferndale, MI 48220 in?
Per MLS# 20251046225, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20251046225, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20251046225, the most recent reported annual property tax for 545 E Maplehurst Street, Ferndale, MI 48220 is $3,655. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 545 E Maplehurst Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 545 E Maplehurst Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 545 E Maplehurst Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 545 E Maplehurst Street, Ferndale, MI 48220?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 10 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
10 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
545 E Maplehurst Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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