Under Contract
545 Western Avenue, Benton Harbor, MI 49022
$220,000
MLS # 26034149 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,542 sqftBuilt 19500.21 acres
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Listing Description
Attractive Cape Cod style brick home with good curb appeal in St. Joseph Charter Twp. This home features a main floor primary bedroom with a hallway full bath . There are 2 additional nice size bedrooms upstairs with a large landing area (6 x 14) that could be used for many purposes. The main level has a large living room , kitchen with eating area and a separate dining room . Basement has a spacious Rec Room , laundry room and separate full bath. There are several storage closets in the basement area. Home has a detached 20 X 20 two car garage and a separate 8 X 12 storage shed. A little paint and some new flooring would give this place a whole new vibe. The property is in an estate and the seller has never lived in the home.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,542 sq ft home in St Joseph Township in Benton Harbor built in 1950.
Listed at $220,000 (about $143/sq ft).
Annual property taxes run approximately $2,906 ($242/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,542 sqft
Lot Size0.21 acres
Year Built1950
Stories2
Location
CityBenton Harbor
MunicipalitySt. Joseph Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleCape Cod
ConstructionAluminum Siding, Brick
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesCable Available
InteriorGarage Door Opener, Eat-in Kitchen
Sale & Financing
Listed7/6/2026
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,906
Tax Year2026
Assessed Value$61,519
Parcel #11-18-7450-0013-00-1
Source: SparkMLS
Legal Description
LOT 13 THOMPSON'S ADDITION TO INDIAN HILLS
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael McCausland
@properties Christie's International R.E.
Frequently Asked Questions about 545 Western Avenue, Benton Harbor, MI 49022
Which school district serves 545 Western Avenue, Benton Harbor, MI 49022?
Per MLS# 26034149, 545 Western Avenue, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26034149, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 545 Western Avenue, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $2,906 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 545 Western Avenue, Benton Harbor, MI 49022 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 545 Western Avenue, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,427
Principal & interest$1,427
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
545 Western Avenue, Benton Harbor, MI 49022
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Municipality
St Joseph Township
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