Under Contract
5450 W Riverside Drive, Ludington, MI 49431
$799,000
MLS # 26023572 (Michigan Regional Information Center (MichRIC))
5 beds4 baths3,798 sqftBuilt 20031.63 acres
1 / 43
Listing Description
RIVERVIEW ESTATES - Nestled on a rare double corner lot, this 5-bedroom, 3.5-bath home offers the perfect blend of comfort, style, and convenience. Step inside to an open-concept design filled with natural light, highlighted by beautiful wood floors, central air, soaring ceilings, and skylights that brighten every corner. The heart of the home is the inviting living room, where a striking stone fireplace creates a warm focal point. Double doors lead seamlessly to the spacious deck, while the adjoining eat-in kitchen features an 8-foot slider opening to a serene 3-season sunroom - ideal for enjoying quiet mornings or summer evenings surrounded by nature. Designed for effortless main-floor living, the main level showcases a gourmet-style kitchen with ample storage, a double oven, and a 5-burner gas range, alongside a stunning formal dining area and a dedicated laundry room with a wash sink. The primary suite serves as a private retreat, featuring impressive ceilings, a walk-in closet,
Source: SparkMLS
About this home
Located in Ludington, this property offers 5-bedroom, 4-bath, 3,798 sq ft, with original construction dating to 2003.
Currently offered at $799,000 (about $210/sq ft).
Property tax estimate: $10,154 per year ($846/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area3,798 sqft
Lot Size1.63 acres
Year Built2003
Stories1
Location
CityLudington
MunicipalityPere Marquette Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Central Vacuum, Wet Bar, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/19/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$10,154
Tax Year2026
Assessed Value$370,200
Parcel #53-010-780-000-027-00 / 028-00
Source: SparkMLS
Legal Description
SECTION 1, T18N, R18W. RIVER VIEW ESTATES UNIT #27 and SECTION 1, T18N, R18W. RIVER VIEW ESTATES UNIT #28
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debby Stevenson
Greenridge Realty S Rath
Frequently Asked Questions about 5450 W Riverside Drive, Ludington, MI 49431
What school district is 5450 W Riverside Drive, Ludington, MI 49431 in?
Per MLS# 26023572, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26023572, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26023572, the most recent reported annual property tax for 5450 W Riverside Drive, Ludington, MI 49431 is $10,154 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5450 W Riverside Drive, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5450 W Riverside Drive, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Pere Marquette Twp police department or the Mason County sheriff's office.
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Monthly payment$5,182
Principal & interest$5,182
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5450 W Riverside Drive, Ludington, MI 49431
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