For Sale
5456 W Ridge Drive, Ludington, MI 49431
$70,000
MLS # 26032016 (Michigan Regional Information Center (MichRIC))
2.68 acres
1 / 17
Listing Description
Beautiful 2.68 acre building site on Hopkins Lake! This wooded parcel offers 135 feet of private lake frontage and is located at the end of a cul-de-sac, providing a peaceful setting. Hopkins Lake is a private, 68-acre natural spring-fed lake, making it ideal for swimming, fishing, kayaking, canoeing, pontoon rides, and other small watercraft. Enjoy a desirable location between Ludington and Pentwater, just minutes from Lake Michigan, Pere Marquette Lake, and Lakeside Links Golf Course.
Source: SparkMLS
About this home
Asking $70,000.
Estimated annual property tax: $838, or about $70 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size2.68 acres
Location
CityLudington
MunicipalityPere Marquette Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
UtilitiesNone
Sale & Financing
Listed6/24/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$600 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$838
Tax Year2025
Assessed Value$18,413
Parcel #53-010-750-000-021-00
Source: SparkMLS
Legal Description
SECTION 1, T17N, R18W. SANCTUARY AT HOPKINS LAKE, UNIT #21
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Diana Kovalcik
GREENRIDGE Realty Ludington
Frequently Asked Questions about 5456 W Ridge Drive, Ludington, MI 49431
What school district is 5456 W Ridge Drive, Ludington, MI 49431 in?
Per MLS# 26032016, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26032016, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26032016, the most recent reported annual property tax for 5456 W Ridge Drive, Ludington, MI 49431 is $838 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5456 W Ridge Drive, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5456 W Ridge Drive, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Pere Marquette Twp police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$504
Principal & interest$454
HOA$50
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5456 W Ridge Drive, Ludington, MI 49431
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