For Sale
54795 Shelby Road, 87, Utica, MI 48316
$145,000
MLS # 20261049503 (Realcomp)
2 beds1 bath850 sqftBuilt 1972
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Listing Description
DON'T MAKE A MOVE WITHOUT checking out this beautifully updated second-floor ranch condo in the highly desirable Vista Lakes community! Offering 2 bedrooms and 1 full bath, this move-in-ready home features luxury vinyl plank flooring throughout, creating a modern and cohesive feel. The bright kitchen is equipped with stainless steel appliances and opens to the dining and living areas, making everyday living and entertaining a breeze. The completely renovated full bathroom offers stylish, modern finishes, adding to the home's fresh, updated appeal. Relax on your private balcony overlooking the community's picturesque pond and fountain. Enjoy the convenience of in-unit laundry, a private storage room in the common basement, and an assigned carport located just outside your front door. Residents also have access to the community clubhouse and are just steps from the Macomb Orchard Trail, with Stony Creek Metropark, shopping, dining, and everyday conveniences all nearby. Located within the Utica Community Schools district, this is low-maintenance living in an unbeatable location! HOA does not allow dogs.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 850 sq ft home built in 1972 sits in Shelby Township in Utica.
Listed at $145,000 (about $171/sq ft).
Property tax estimate: $1,940 per year ($162/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms1
Living Area850 sqft
Year Built1972
Stories1
Location
CityUtica
MunicipalityShelby Twp
Zip Code48316
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/30/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$225 / Monthly
IncludesLawn/Yard Care, Sewer, Snow Removal, Trash, Water
Source: SparkMLS
Tax Information
Annual Tax$1,940
State Equalized Value$63,200
Taxable Value$63,200
Parcel #07-08-102-091
Source: Public Records
Legal Description
L 87 VISTA LAKES CONDOMINIUM, MACOMB COUNTY CONDOMINIUM SUBDIVISION PLAN NO 54 BLDG 5 APT 87 MASTER DEED, L2361, P193 TO 233 INCL. LIBER 2361 PAGES 193-234
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Caron Koteles Riha
Real Estate One-Rochester
Frequently Asked Questions about 54795 Shelby Road, 87, Utica, MI 48316
What school district is 54795 Shelby Road, 87, Utica, MI 48316 in?
Per MLS# 20261049503, this property is served by Utica. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261049503, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261049503, the most recent reported annual property tax for 54795 Shelby Road, 87, Utica, MI 48316 is $1,940. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 54795 Shelby Road, 87, Utica, MI 48316 eligible for USDA financing?
Per USDA Rural Development boundary data, 54795 Shelby Road, 87, Utica, MI 48316 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 54795 Shelby Road, 87, Utica, MI 48316 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$1,165
Principal & interest$940
HOA$225
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
54795 Shelby Road, 87, Utica, MI 48316
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Municipality
Shelby Township
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County
Macomb County
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