Sold
54832 Blue Cloud Drive, Utica, MI 48315
Sold on 03/16/2026 for$640,000
MLS # 20261008163 (Realcomp)
5 beds4 baths4,442 sqftBuilt 19730.42 acres
1 / 71
Listing Description
Welcome to 54832 Blue Cloud Drive, a fully reimagined lakefront colonial in the prestigious Lake Arrowhead community, offering 100 feet of waterfront and over 3,100 sq/ft above grade Completely refreshed in 2025, this home delivers the rare combination of timeless architecture and modern, high-end design. A brand-new roof and gutters (Summer 2025) crown the exterior, while multiple new decks invite you to embrace elevated outdoor living overlooking the water. The seawall has been redone, ensuring both beauty and long-term shoreline integrity.Step inside to a bright, open interior where new flooring and porcelain tile flow across the main level. Every finish has been thoughtfully selected, from all-new interior and entry doors to designer lighting throughout. The heart of the home is a stunning, newly designed kitchen featuring quartz countertops and a full suite of never-used stainless appliances, including refrigerator, gas range/oven, microwave, and dishwasher. Large doorwalls frame panoramic lake views and flood the space with natural light.All 3.5 bathrooms have been completely remodeled within the past few months, showcasing marble and porcelain finishes for a true spa-like experience. Upstairs, plush new carpet enhances each bedroom, including a primary suite designed for comfort and retreat.The walkout lower level expands your living space with flexibility for entertaining, recreation, or wellness — all with seamless access to the backyard oasis. Outdoors, enjoy the tranquility of a non-motor lake, a professionally refreshed seawall, koi pond, and a fire pit gathering area that makes every evening feel like a getaway. Set on a generous .42-acre lot, this property offers privacy, space, and resort-style living just minutes from everyday conveniences.This is lakefront luxury, completely turnkey, meticulously upgraded, and ready to be enjoyed.Owner is a licensed real estate agent and is the listing agent for this property.
Source: SparkMLS
About this home
This 5-bedroom, 4-bath, 4,442 sq ft home built in 1973 sits in Shelby Township in Utica.
Closed at $640,000 (about $144/sq ft).
Property tax estimate: $5,022 per year ($419/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Living Area4,442 sqft
Lot Size0.42 acres
Year Built1973
Stories2
Location
CityUtica
MunicipalityShelby Twp
Zip Code48315
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
InteriorBasement Finished
Sale & Financing
Listed2/18/2026
Sold Date3/15/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,022
State Equalized Value$220,300
Taxable Value$193,752
Parcel #07-11-127-002
Source: Public Records
Legal Description
L 40 LAKE ARROWHEAD SUB'N LOT 40. LIBER 49 PAGE 48
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Michael Perna
EXP Realty The Perna Team
Frequently Asked Questions about 54832 Blue Cloud Drive, Utica, MI 48315
Which school district serves 54832 Blue Cloud Drive, Utica, MI 48315?
Per MLS# 20261008163, 54832 Blue Cloud Drive, Utica, MI 48315 is in the Utica boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Utica directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261008163, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 54832 Blue Cloud Drive, Utica, MI 48315?
Per public tax records, annual property taxes for this property are $5,022. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 54832 Blue Cloud Drive, Utica, MI 48315 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 54832 Blue Cloud Drive, Utica, MI 48315 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 54832 Blue Cloud Drive, Utica, MI 48315?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$3,567
Principal & interest$3,567
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
54832 Blue Cloud Drive, Utica, MI 48315
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Municipality
Shelby Township
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County
Macomb County
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