For Sale
54891 Indian Lake Road, Dowagiac, MI 49047
$549,900
MLS # 26032438 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,187 sqftBuilt 19910.36 acres
1 / 39
Listing Description
Enjoy 110 feet of Indian Lake frontage in this walkout home, offering three levels of living space. The partial walkout level features a screened gaming area and convenient storage, creating flexible space for relaxing, entertaining, and lakeside living. The tiled kitchen offers a bar, pantry, and spacious eating area. Enjoy meals with beautiful lake views. The four seasons room provides additional dining and living area, highlighted by a vaulted shiplap ceiling and comfortable space to gather year-round. Three beds and three baths. A bedroom upstairs includes sliding doors with balcony access and a fabulous view. The main level bedroom has a walk-in closet. Screened porch. Laundry. Shake siding. Private fenced side yard and fenced lakeside area. One of the most beautiful sandy beach fronts on Indian Lake. This lake home offers great space inside and outside. Sewer and security system. Indian Lake is a premier 500 acre all sport lake in the resort area of Sister Lakes, Michigan.
Source: SparkMLS
About this home
Located in Dowagiac, this property offers 3-bedroom, 3-bath, 2,187 sq ft, with original construction dating to 1991.
Asking $549,900 (about $251/sq ft).
Estimated annual property tax: $6,429, or about $536 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,187 sqft
Lot Size0.36 acres
Year Built1991
Stories2
Location
CityDowagiac
MunicipalitySilver Creek Twp
Zip Code49047
CountyCass
School DistrictDowagiac
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementPartial, Walk-Out Access
HeatingBaseboard, Other
WaterWell
SewerPublic
UtilitiesNatural Gas Available, Electricity Available
InteriorCeiling Fan(s), Broadband, Pantry
Sale & Financing
Listed6/26/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,429
Tax Year2025
Assessed Value$127,053
Parcel #14-130-030-063-01
Source: SparkMLS
Legal Description
500-718 430-688 386-1180 458 COM N 633.75 FT FRM SE COR SEC 30, TH W 120.6 FT, N 7 DEG 56'23
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tim Mitchell
Cressy & Everett Real Estate
Frequently Asked Questions about 54891 Indian Lake Road, Dowagiac, MI 49047
Which school district serves 54891 Indian Lake Road, Dowagiac, MI 49047?
Per MLS# 26032438, 54891 Indian Lake Road, Dowagiac, MI 49047 is in the Dowagiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dowagiac directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26032438, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 54891 Indian Lake Road, Dowagiac, MI 49047?
Per public tax records, annual property taxes for this property are $6,429 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 54891 Indian Lake Road, Dowagiac, MI 49047 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 54891 Indian Lake Road, Dowagiac, MI 49047 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 54891 Indian Lake Road, Dowagiac, MI 49047?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Silver Creek Twp police department or the Cass County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$3,567
Principal & interest$3,567
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
54891 Indian Lake Road, Dowagiac, MI 49047
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