Sold
549 Dunewood, St. Joseph, MI 49085
Sold on 06/25/2026 for$135,000
MLS # 26013389 (Michigan Regional Information Center (MichRIC))
0.36 acres
1 / 18
Listing Description
Looking for the perfect spot to build your dream home? This rare lot in the sought-after Edgewater Dunes neighborhood is just 1/2 mile from Jean Klock Park's sandy beach and only 1/8 mile to Whirlpool's new Engineering Campus. You're just 1/4 mile from Harbor Shores Golf Club, Tiscornia Beach, the west basin marina, and the St. Joe Yacht Club--with access to a pool, dining, and drinks. Hop on the water ferry to downtown St. Joe for restaurants, shopping, live concerts, and incredible 4th of July fireworks. With only one lot available in this prime location, now's the time to bring your own plans and builder. Enjoy all Southwest Michigan has to offer--right outside your door!
Source: SparkMLS
About this home
Final sale price: $135,000.
Annual property taxes run approximately $3,561 ($297/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size0.36 acres
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
WaterPublic
SewerPublic Sewer
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Phone Available, Storm Sewer, None
Sale & Financing
Listed4/2/2026
Sold Date6/24/2026
Terms AcceptedCash, VA Loan, Tax Def Exchange, Conventional
HOA
HOA Fee$200 / Annually
Source: SparkMLS
Tax Information
Annual Tax$3,561
Tax Year2025
Assessed Value$62,679
Parcel #11-76-1915-0094-00-4
Source: SparkMLS
Legal Description
UNIT 94 EDGEWATER DUNES SIXTH AMENDMENT LIBER 122 PAGE 146 SEVENTH AMENDMENT LIBER 122 PAGE 176
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ryan R Arnt
Keller Williams Realty Swm
Frequently Asked Questions about 549 Dunewood, St. Joseph, MI 49085
Which school district serves 549 Dunewood, St. Joseph, MI 49085?
Per MLS# 26013389, 549 Dunewood, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26013389, this listing accepts Cash, VA Loan, Tax Def Exchange, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 549 Dunewood, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $3,561 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 549 Dunewood, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 549 Dunewood, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 549 Dunewood, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public Sewer. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$951
Principal & interest$934
HOA$17
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
549 Dunewood, St. Joseph, MI 49085
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Municipality
St Joseph
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