Sold
5495 E Coldwater Road, Flint, MI 48506
Sold on 06/26/2026 for$240,000
MLS # 20261039192 (Realcomp)
3 beds2 baths1,466 sqftBuilt 19920.99 acres
1 / 44
Listing Description
Welcome home to the perfect blend of country living and city convenience! This 3-bedroom, 1.5-bath ranch sits on a full acre in Kearsley School District, offering the space and privacy you’ve been looking for. Inside, you’ll find a functional layout with a full basement ready for finishing, storage, or whatever fits your lifestyle. The attached garage adds everyday convenience, while the second garage out back is a huge bonus - perfect for a workshop, extra storage, or all your toys. Enjoy peaceful surroundings, room to spread out, and that “out in the country” feel… all just minutes from shopping, dining, and expressways.
Source: SparkMLS
About this home
Located in Genesee Township in Flint, this property offers 3-bedroom, 2-bath, 1,466 sq ft, with original construction dating to 1992.
This home sold for $240,000 (about $164/sq ft).
Property tax estimate: $3,604 per year ($300/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,466 sqft
Lot Size0.99 acres
Year Built1992
Stories1
Location
CityFlint
MunicipalityGenesee Twp
Zip Code48506
CountyGenesee
School DistrictKearsley
Construction & Systems
ConstructionVinyl Siding
BasementPartial
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Partially Finished
Sale & Financing
Listed5/27/2026
Sold Date6/25/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,604
Parcel #1114400016
Source: SparkMLS
Legal Description
A PARCEL OF LAND BEG 162.15 FT W OF SE COR OF SEC TH W 162.15 FT TH N 1 DEG 07 MIN E 266 FT TH E 162.23 FT TH S 1 DEG 08 MIN W 266 FT TO PL OF BEG SEC 14 T8N R7E .99 A (80)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Nykole Pfaff
The Brokerage Real Estate Enthusiasts
Frequently Asked Questions about 5495 E Coldwater Road, Flint, MI 48506
What school district is 5495 E Coldwater Road, Flint, MI 48506 in?
Per MLS# 20261039192, this property is served by Kearsley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261039192, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261039192, the most recent reported annual property tax for 5495 E Coldwater Road, Flint, MI 48506 is $3,604. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5495 E Coldwater Road, Flint, MI 48506 eligible for USDA financing?
Per USDA Rural Development boundary data, 5495 E Coldwater Road, Flint, MI 48506 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5495 E Coldwater Road, Flint, MI 48506 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Genesee Twp police department or the Genesee County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,491
Principal & interest$1,491
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5495 E Coldwater Road, Flint, MI 48506
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Municipality
Genesee Township
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