Sold
550 E Breckenridge Street, Ferndale, MI 48220
Sold on 02/20/2026 for$175,000
MLS # 20251047242 (Realcomp)
2 beds1 bath709 sqftBuilt 19380.17 acres
1 / 65
Listing Description
Charming and stylish Ferndale ranch with modern updates, a smart layout, and a fully fenced backyard perfect for relaxing or entertaining. Step onto the cozy covered front porch and into a bright, open-concept living and dining area featuring vaulted ceilings, warm hardwood floors, and tons of natural light. The beautifully updated kitchen offers a sleek two-tone cabinet design, stainless steel appliances, stylish pink patterned backsplash, and a spacious peninsula with bar seating. The adjoining laundry area is tucked neatly off the kitchen. Two comfy bedrooms boast vaulted ceilings and share a spa-like full bath with a custom tile shower, modern vanity, and gold-tone fixtures. Out back, enjoy a private, fully fenced yard with a storage shed, mature trees, and room to garden or entertain. All this just a short stroll from downtown Ferndale’s vibrant shops, dining, and nightlife. Welcome Home!
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 709 sq ft home built in 1938 sits in Ferndale in Ferndale.
Closed at $175,000 (about $247/sq ft).
Property tax estimate: $3,820 per year ($318/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area709 sqft
Lot Size0.17 acres
Year Built1938
Stories1
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed10/19/2025
Sold Date2/19/2026
Original Price$199,999
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$3,820
State Equalized Value$82,380
Taxable Value$76,470
Parcel #2527484007
Source: Public Records
Legal Description
T1N, R11E, SEC 27 WOODWARD HTS SUB LOT 316, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jim Shaffer
Good Company
Frequently Asked Questions about 550 E Breckenridge Street, Ferndale, MI 48220
Which school district serves 550 E Breckenridge Street, Ferndale, MI 48220?
Per MLS# 20251047242, 550 E Breckenridge Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What financing options are available for 550 E Breckenridge Street, Ferndale, MI 48220?
Per MLS# 20251047242, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 550 E Breckenridge Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $3,820. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 550 E Breckenridge Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 550 E Breckenridge Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 550 E Breckenridge Street, Ferndale, MI 48220. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 550 E Breckenridge Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,199
Principal & interest$1,199
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
550 E Breckenridge Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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