Sold
550 Hillcliff Drive, Waterford, MI 48328
Sold on 02/17/2026 for$359,000
MLS # 20251021492 (Realcomp)
4 beds3 baths2,791 sqftBuilt 19901.03 acres
1 / 31
Listing Description
Seller is offering $5,000 in buyer concessions towards carpet or other upgrades with acceptable offer! Enjoy the privacy afforded by this functional Colonial home, situated on over 1 ACRE of land, along with nearby conveniences like shopping, schools and major thoroughfares. The home's Kitchen was newly renovated this summer and opens to a welcoming Family Room with natural fireplace and door wall to outside deck, making for a great entertaining space. The main level also has a handy Lavatory plus Living Room, Dining Room and a versatile Flex Room that works as an office, studio or other use of your choosing. The second level has 4 Bedrooms and two Baths, including a bright and roomy Owner's Retreat with gas fireplace, ensuite Bath and dressing area with its wall of closets. The basement houses a Laundry area plus a large, finished Game Room. This was used as a Theater Room by the previous owners but has a wide range of possible uses. The home also has an attached garage and outbuilding in the rear yard for your workshop, 2nd garage or storage. Freshly painted, too! This spacious, unique property offers its new owner the ability to move right in while customizing the home's versatile and adaptable features to suit your lifestyle. Welcome home!
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,791 sq ft home in Waterford Township in Waterford built in 1990.
This home sold for $359,000 (about $129/sq ft).
Property tax estimate: $6,192 per year ($516/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,791 sqft
Lot Size1.03 acres
Year Built1990
Stories2
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementPartial
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed11/19/2025
Sold Date2/16/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,260
State Equalized Value$203,640
Taxable Value$156,480
Parcel #1323452017
Source: Public Records
Legal Description
T3N, R9E, SEC 23 SUNNY SLOPE ACRES S 1/2 OF LOT 13 4-26-90 FR 015
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Brian J McClory
Sine & Monaghan, LLC
Frequently Asked Questions about 550 Hillcliff Drive, Waterford, MI 48328
Which school district serves 550 Hillcliff Drive, Waterford, MI 48328?
Per MLS# 20251021492, 550 Hillcliff Drive, Waterford, MI 48328 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251021492, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 550 Hillcliff Drive, Waterford, MI 48328?
Per public tax records, annual property taxes for this property are $6,260. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 550 Hillcliff Drive, Waterford, MI 48328 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 550 Hillcliff Drive, Waterford, MI 48328 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 550 Hillcliff Drive, Waterford, MI 48328. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 550 Hillcliff Drive, Waterford, MI 48328?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$6,192
Monthly$516
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,980
Principal & interest$2,464
Property taxes$516
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
550 Hillcliff Drive, Waterford, MI 48328
View full property history →
Municipality
Waterford Township
View all listings →
County
Oakland County
View county overview →
Get email alerts for new listings near 550 Hillcliff Drive
We'll notify you when something hits the market in Waterford Township or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.