Pending
5523 Ashby Court, Waterford, MI 48327
$285,000
MLS # 20261041367 (Realcomp)
2 beds2 baths1,261 sqftBuilt 1999
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Listing Description
This condo is everyone's dream. Detached Ranch condo with loads of privacy. Beautiful hardwood floors, Vaulted ceilings, open kitchen. When you enter, you feel the inviting surroundings in this home. The living room features a gas fireplace. The primary bedroom is large enough to accommodate ample furniture and features a walk-in closet. The 2nd bedroom has been turned into an office with a sofa bed and can easily be turned back into a bedroom. The basement is stubbed for a bath if you choose to finish it. There is a lovely gazebo that hosts ice cream socials and all kinds of events. VERY low HOA fees; units are self-managed.
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,261 sq ft home in Waterford Township in Waterford built in 1999.
Listed at $285,000 (about $226/sq ft).
Property tax estimate: $3,161 per year ($263/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,261 sqft
Year Built1999
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48327
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Plumbed for Bath
Sale & Financing
Listed6/3/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$200 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$4,043
State Equalized Value$103,940
Taxable Value$103,940
Parcel #1333126011
Source: Public Records
Legal Description
T3N, R9E, SEC 33 OAKLAND COUNTY CONDOMINIUM PLAN NO 1128 WATERFORD PRESERVES CONDO UNIT 2 L 18826 P 264 8-14-98 FR 004
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Lorrie Bailey
3DX Real Estate LLC
Frequently Asked Questions about 5523 Ashby Court, Waterford, MI 48327
What school district is 5523 Ashby Court, Waterford, MI 48327 in?
Per MLS# 20261041367, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261041367, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261041367, the most recent reported annual property tax for 5523 Ashby Court, Waterford, MI 48327 is $4,043. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5523 Ashby Court, Waterford, MI 48327 eligible for USDA financing?
Per USDA Rural Development boundary data, 5523 Ashby Court, Waterford, MI 48327 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5523 Ashby Court, Waterford, MI 48327 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$3,161
Monthly$263
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,312
Principal & interest$1,849
Property taxes$263
HOA$200
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5523 Ashby Court, Waterford, MI 48327
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Municipality
Waterford Township
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County
Oakland County
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