For Sale
553 Ely Street, Allegan, MI 49010
$199,900
MLS # 26026516 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,492 sqftBuilt 19200.59 acres
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Listing Description
Charming home at an affordable price! This 3-bedroom, 2-bath home offers a functional layout, an abundance of space, and has had several recent updates. Replacement windows were installed in 2025, and the roof, water heater, and furnace were all replaced in 2019. The main floor features a spacious kitchen with an adjoining dining area, living room, primary bedroom, full bath, convenient main floor laundry, and a versatile bonus room. Upstairs you will find two additional bedrooms, a second full bath, and another flex space. Situated on a large .58-acre lot near schools and downtown Allegan, this home offers character, comfort, and plenty of opportunity. Schedule a tour today!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,492 sq ft home in Allegan Township in Allegan built in 1920.
Asking $199,900 (about $134/sq ft).
Estimated annual property tax: $3,122, or about $260 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,492 sqft
Lot Size0.59 acres
Year Built1920
Stories2
Location
CityAllegan
MunicipalityAllegan City
Zip Code49010
CountyAllegan
School DistrictAllegan
Construction & Systems
StyleFarmhouse
ConstructionVinyl Siding
BasementCrawl Space, Michigan Basement
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorBroadband
Sale & Financing
Listed6/1/2026
Original Price$210,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,122
Tax Year2026
Assessed Value$72,025
Parcel #035130001500
Source: SparkMLS
Legal Description
COM 41 RDS & 1 FT S 52 DEG W OF A PT WHERE CENT LINE OF ELY ST CROSSES THE E LINE OF SEC 29 TH S 40 DEG E 439 FT S 54 DEG & 50 MIN W 136 FT TH N 40 DEG W TO CTR OF ELY ST TH N 52 DEG E ABOUT 8 RDS TO BEG BEING A PT OF SE 1/4 SEC 29 EX WLY 68 FT SEC 29.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ashley Gauthier
Coldwell Banker Sneller Real Estate
Frequently Asked Questions about 553 Ely Street, Allegan, MI 49010
What school district is 553 Ely Street, Allegan, MI 49010 in?
Per MLS# 26026516, this property is served by Allegan. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26026516, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26026516, the most recent reported annual property tax for 553 Ely Street, Allegan, MI 49010 is $3,122 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 553 Ely Street, Allegan, MI 49010 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 553 Ely Street, Allegan, MI 49010 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Allegan City police department or the Allegan County sheriff's office.
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
553 Ely Street, Allegan, MI 49010
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Municipality
Allegan Township
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