For Sale
5545 Bedford, Detroit, MI 48224
$154,900
MLS # 20261014971 (Realcomp)
3 beds2 baths1,700 sqftBuilt 19310.1 acres
1 / 19
Listing Description
Now vacant and easy to show! Welcome to this solid brick 3-bedroom colonial located in Detroit's desirable Morningside neighborhood. Full of character and opportunity, this home features a spacious living room with luxury vinyl plank flooring, a decorative fireplace with classic detailing, and unique tile accents that complement the front entry. The functional layout offers comfortable living space along with the opportunity to add your personal touches. Property may qualify for the City of Detroit Down Payment Assistance Program offering up to $25,000 for eligible purchasers. Don't miss out on making this your home! Immediate occupancy available at closing. Selling "As Is".
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,700 sq ft home in Finney in Detroit built in 1931.
Currently offered at $154,900 (about $91/sq ft).
Estimated annual property tax: $2,253, or about $188 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,700 sqft
Lot Size0.1 acres
Year Built1931
Stories2
Location
CityDetroit
Zip Code48224
CountyWayne
School DistrictDetroit
Construction & Systems
ConstructionAluminum Siding, Brick
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/13/2026
Original Price$162,000
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$2,888
Tax Year2025
State Equalized Value$35,100
Assessed Value$35,100
Homestead (PRE)100%
Parcel #27230138.
Source: Public Records
Legal Description
W BEDFORD 1341 E DETROIT DEVELOPMENT COS SUB NO 2 L36 P20 PLATS, WCR 21/426 40 X 114
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Rashanda Hogans
Elite Realty Group
Frequently Asked Questions about 5545 Bedford, Detroit, MI 48224
Which school district serves 5545 Bedford, Detroit, MI 48224?
Per MLS# 20261014971, 5545 Bedford, Detroit, MI 48224 is in the Detroit boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Detroit directly to confirm enrollment eligibility.
What financing options are available for 5545 Bedford, Detroit, MI 48224?
Per MLS# 20261014971, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5545 Bedford, Detroit, MI 48224?
Per public tax records, annual property taxes for this property are $1,788. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5545 Bedford, Detroit, MI 48224 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 5545 Bedford, Detroit, MI 48224 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5545 Bedford, Detroit, MI 48224?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$2,253
Monthly$188
Millage rate64.1844 mills
Municipality: Detroit
School district: DETROIT CITY SCHOOL DISTRICT
County: Wayne
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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%
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Monthly payment$1,192
Principal & interest$1,005
Property taxes$188
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5545 Bedford, Detroit, MI 48224
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Neighborhood
Finney
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Community
Detroit
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County
Wayne County
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