For Sale
5550 Cozy Point Drive, Newaygo, MI 49337
$629,000
MLS # 26021510 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,550 sqftBuilt 20050.32 acres
1 / 40
Listing Description
Experience luxury waterfront living at its absolute finest. Perfectly situated on desirable Cozy Point with 60 feet of private frontage, this exceptional home offers breathtaking panoramic water views and the ultimate up-north luxury lifestyle. From the moment you step inside, you are welcomed by soaring cathedral ceilings, an impressive custom fireplace, and a spectacular open-concept design built for entertaining and relaxation alike. The spacious living room flows effortlessly into the large kitchen, creating the perfect setting for hosting family and guests year-round. The expansive primary suite is a true private retreat featuring a spa-inspired jacuzzi tub, walk-in shower, and the comfort and elegance expected in a luxury waterfront home. With 3 bedrooms, 2.5 baths, incredible natural light, and one of the premier locations on Croton Pond, this property is more than just a home, it is a rare opportunity to own your own luxury lakefront escape.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,550 sq ft home built in 2005 sits in Newaygo.
Asking $629,000 (about $406/sq ft).
Estimated annual property tax: $2,531, or about $211 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,550 sqft
Lot Size0.32 acres
Year Built2005
Stories1
Location
CityNewaygo
MunicipalityCroton Twp
Zip Code49337
CountyNewaygo
School DistrictNewaygo
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingRadiant
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed5/11/2026
Terms AcceptedCash, VA Loan, Conventional
HOA
HOA Fee$300 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$2,531
Tax Year2025
Assessed Value$165,013
Parcel #20-05-381-004
Source: SparkMLS
Legal Description
LOT 5 COZY POINT
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Shawn A Kiphart
ERA Reardon Realty Great Lakes
Frequently Asked Questions about 5550 Cozy Point Drive, Newaygo, MI 49337
What school district is 5550 Cozy Point Drive, Newaygo, MI 49337 in?
Per MLS# 26021510, this property is served by Newaygo. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 5550 Cozy Point Drive, Newaygo, MI 49337?
Per MLS# 26021510, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26021510, the most recent reported annual property tax for 5550 Cozy Point Drive, Newaygo, MI 49337 is $2,531 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5550 Cozy Point Drive, Newaygo, MI 49337 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5550 Cozy Point Drive, Newaygo, MI 49337 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Croton Twp police department or the Newaygo County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,105
Principal & interest$4,080
HOA$25
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5550 Cozy Point Drive, Newaygo, MI 49337
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