Sold
556 Academy Street, Ferndale, MI 48220
Sold on 04/17/2026 for$265,123
MLS # 20261017519 (Realcomp)
2 beds1 bath1,422 sqftBuilt 19230.12 acres
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Listing Description
Welcome to your new home that blends timeless character with everyday comfort. This charming ranch offers a bright, open layout that’s easy to live in and ideal for entertaining. A newly remodeled kitchen features quartz countertops with modern finishes and updated appliances, installed in 2022. Two bedrooms, including a primary with a walk-in closet, and one full bath offer a simple, functional layout. The fenced backyard backs directly to newly updated Wilson Park, no rear neighbors with green space just steps away. Downtown Ferndale shopping and dining is just a short walk or drive away. Easy access to Woodward Ave, I-75 and I-696, this home perfectly combines convenience with neighborhood charm.
Source: SparkMLS
About this home
Located in Ferndale in Ferndale, this property offers 2-bedroom, 1-bath, 1,422 sq ft, with original construction dating to 1923.
This home sold for $265,123 (about $186/sq ft).
Annual property taxes run approximately $5,414 ($451/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,422 sqft
Lot Size0.12 acres
Year Built1923
Stories1
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
BasementPartial
Garage1.5 spaces
HeatingForced Air
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed3/17/2026
Sold Date4/16/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,414
State Equalized Value$108,480
Taxable Value$105,670
Parcel #2534231016
Source: Public Records
Legal Description
T1N, R11E, SEC 34 THE LITTLE FARMS SUB E 40 FT OF W 80 FT OF LOT 84
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jennifer M Tratechaud
LPT Realty, LLC
Frequently Asked Questions about 556 Academy Street, Ferndale, MI 48220
What school district is 556 Academy Street, Ferndale, MI 48220 in?
Per MLS# 20261017519, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261017519, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261017519, the most recent reported annual property tax for 556 Academy Street, Ferndale, MI 48220 is $5,414. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 556 Academy Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 556 Academy Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 556 Academy Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$1,589
Principal & interest$1,589
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
556 Academy Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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