Sold
55638 Oak Pointe Drive, Shelby Twp, MI 48315
Sold on 06/15/2026 for$525,000
MLS # 20261019102 (Realcomp)
2 beds2 baths1,900 sqftBuilt 20240 acres
1 / 22
Listing Description
Immediate occupancy. No construction timeline. No added upgrade costs. This 2024-built ranch condo offers low-maintenance luxury with a rare single-level layout, completed premium upgrades (new deck built, window treatments, brand new appliances included), and a transferable 10-year warranty. The $3,600 HOA initiation fee is already paid by seller as well as first 6 months fees. Ideally located near Stony Creek Metropark, this is a move-in-ready opportunity in the Villages of Beacon Point.
Source: SparkMLS
About this home
2-bedroom, 2-bath, 1,900 sq ft home in Shelby Township in Shelby Twp built in 2024.
Closed at $525,000 (about $276/sq ft).
Estimated annual property tax: $6,782, or about $565 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,900 sqft
Year Built2024
Stories1
Location
CityShelby Twp
MunicipalityShelby Twp
Zip Code48315
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorHome Warranty
Sale & Financing
Listed3/23/2026
Sold Date6/14/2026
Original Price$539,900
Terms AcceptedCash, Conventional
HOA
HOA Fee$300 / Monthly
Source: SparkMLS
Tax Information
Annual Tax$6,782
State Equalized Value$241,500
Taxable Value$224,775
Parcel #07-02-425-010
Source: Public Records
Legal Description
VILLAGE AT BEACON POINTE; MCCP NO. 1234; UNIT 10; SPLIT/COMBINED ON 06/03/2022 FROM 23-07-02-400-044.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Justin Bielak
Epique Realty
Frequently Asked Questions about 55638 Oak Pointe Drive, Shelby Twp, MI 48315
What school district is 55638 Oak Pointe Drive, Shelby Twp, MI 48315 in?
Per MLS# 20261019102, this property is served by Utica. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261019102, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261019102, the most recent reported annual property tax for 55638 Oak Pointe Drive, Shelby Twp, MI 48315 is $6,782. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 55638 Oak Pointe Drive, Shelby Twp, MI 48315 eligible for USDA financing?
Per USDA Rural Development boundary data, 55638 Oak Pointe Drive, Shelby Twp, MI 48315 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 55638 Oak Pointe Drive, Shelby Twp, MI 48315 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$3,737
Principal & interest$3,437
HOA$300
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
55638 Oak Pointe Drive, Shelby Twp, MI 48315
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Municipality
Shelby Township
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County
Macomb County
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