For Sale
5595 Noreen Drive, Bay City, MI 48706
$269,900
MLS # 20261052837 (Realcomp)
4 beds3 baths1,878 sqftBuilt 19640.36 acres
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Listing Description
Welcome home to this 4-bedroom brick ranch nestled in the desirable Monitor Township. This home boasts beautiful hardwood floors, built-ins, spacious living room and dining room, large kitchen, first-floor laundry, 1.5 car garage with an attached shed, large partially fenced in back yard with fire pit and a new above-ground pool, perfect for those hot summer days! The full basement provides plenty of space for storage, recreation room, theater, gym, or home office. Walking distance to Mackensen Elementary and close to I-75! Schedule your showing today!
Source: SparkMLS
About this home
This 4-bedroom, 3-bath, 1,878 sq ft home built in 1964 sits in Bay City.
Listed at $269,900 (about $144/sq ft).
Estimated annual property tax: $3,698, or about $308 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,878 sqft
Lot Size0.36 acres
Year Built1964
Stories1
Location
CityBay City
MunicipalityMonitor Twp
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage1.5 spaces
HeatingBaseboard
WaterPublic
SewerPublic
Sale & Financing
Listed7/9/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$3,698
Parcel #09100R2200005400
Source: SparkMLS
Legal Description
LOT 54 BEN REUTTERS 2ND ADD TO THE REUTTER SUB, L7/P38 BCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Justin S Villaire
NextHome Great Lakes Realty
Frequently Asked Questions about 5595 Noreen Drive, Bay City, MI 48706
What school district is 5595 Noreen Drive, Bay City, MI 48706 in?
Per MLS# 20261052837, this property is served by Bay City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261052837, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261052837, the most recent reported annual property tax for 5595 Noreen Drive, Bay City, MI 48706 is $3,698. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5595 Noreen Drive, Bay City, MI 48706 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5595 Noreen Drive, Bay City, MI 48706 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Monitor Twp police department or the Bay County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,751
Principal & interest$1,751
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5595 Noreen Drive, Bay City, MI 48706
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