For Sale
560 Black Oaks Trail, Howell, MI 48843
$865,000
MLS # 20261023329 (Realcomp)
3 beds2 baths1,702 sqftBuilt 20020.11 acres
1 / 50
Listing Description
Stunning Lakefront Ranch on Lake Chemung — Sandy Waterfront & Spectacular SunsetsWelcome to your perfect lakefront retreat on the clear, sandy-bottom of Lake Chemung. This beautifully maintained 3-bedroom, 2-bath ranch offers breathtaking lake views from the moment you step inside. The updated kitchen opens seamlessly to a vaulted great room with expansive windows, filling the home with natural light and showcasing stunning water views.The primary suite features a private full bathroom, while the additional bedrooms provide comfortable space for family or guests. The kitchen is equipped with granite countertops, updated cabinetry, stainless steel appliances, and a reverse osmosis water system, making it ideal for both everyday living and lakeside entertaining. Enjoy the comfort of heated tile floors and peace of mind with a new tankless water heater (2024).Step outside to a private backyard oasis featuring brick paver decking, an outdoor kitchen, and a retractable awning—perfect for summer gatherings. The backyard also includes a small fenced area ideal for kids or pets, an outdoor camera security system, and sprinklers fed directly by lake water. An additional storage shed provides convenient space for lake toys, tools, and seasonal items.You’ll also appreciate the abundant parking, including a 2.5-car garage plus extra parking spaces for guests, trailers, or lake toys.With gorgeous sunsets, peaceful surroundings, and clean sandy water right outside your door, this exceptional home offers lake living at its absolute best.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,702 sq ft home built in 2002 sits in Genoa Township in Howell.
Listed at $865,000 (about $508/sq ft).
Annual property taxes run approximately $8,322 ($694/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,702 sqft
Lot Size0.11 acres
Year Built2002
Stories1
Location
CityHowell
Zip Code48843
CountyLivingston
School DistrictHowell
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementCrawl Space
Garage2.5 spaces
HeatingForced Air
WaterWell
SewerPublic
Sale & Financing
Listed4/8/2026
Original Price$869,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$8,322
Parcel #1103301003
Source: SparkMLS
Legal Description
SEC. 3 T2N, R5E, BLACK OAKS LOT 3
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Anna Lawley
National Realty Centers, Inc
Frequently Asked Questions about 560 Black Oaks Trail, Howell, MI 48843
What school district is 560 Black Oaks Trail, Howell, MI 48843 in?
Per MLS# 20261023329, this property is served by Howell. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261023329, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261023329, the most recent reported annual property tax for 560 Black Oaks Trail, Howell, MI 48843 is $8,322. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 560 Black Oaks Trail, Howell, MI 48843 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 560 Black Oaks Trail, Howell, MI 48843 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Livingston County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$5,610
Principal & interest$5,610
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
560 Black Oaks Trail, Howell, MI 48843
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Municipality
Genoa Township
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County
Livingston County
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