Sold
5605 Derby Road, MI
Sold on 05/28/2026 for$295,000
MLS # 20261021603 (Realcomp)
3 beds2 baths3,120 sqftBuilt 19981.81 acres
1 / 49
Listing Description
Updated Country Home with Business-Ready Workshop Minutes from Lexington & Port Sanilac This move-in-ready 3-bedroom, 2-bath country home sits on 1.8 peaceful acres and offers Approx. 1,560 sq. ft. of main level living plus a full unfinished basement ready for your ideas. The home has been extensively updated with freshly painted cedar siding (2025), brand-new front porch, new carpet and waterproof vinyl wood flooring, fresh interior paint, new bathroom vanities & toilets, updated kitchen finishes, and a $3,000 appliance allowance at closing. Energy-efficient windows and sliding doors (2013) fill the home with natural light, and a spacious eat-in kitchen plus formal dining room make entertaining easy. The showstopper is the 48’ x 100’ heavy-duty pole barn workshop a true mechanic’s dream or entrepreneurial opportunity. Built with a concrete floor designed to support semi-trucks, 35’ peak ceiling, industrial steel siding, and asphalt shingles, this building is ready for serious work. Includes a vehicle hoist, chain fall, air compressor, wood stove, half bathroom, and loft storage. Perfect for restoring cars, running a small business, fabricating, or housing equipment. Additional features include a gas forced warm-air heating system, updated lighting & switches throughout, and BOCA-code construction for quality and peace of mind. Relax on the back porch and enjoy the serene countryside views while still being just a short drive to Lexington Harbor, Port Sanilac Harbor, and Lake Huron’s beaches, marinas, and shops. This one-of-a-kind property combines a beautifully updated home with a professional-grade workshop perfect for living, working, and bringing your big ideas to life! Schedule your private showing today.
Source: SparkMLS
About this home
Located in Michigan, this property offers 3-bedroom, 2-bath, 3,120 sq ft, with original construction dating to 1998.
Closed at $295,000 (about $95/sq ft).
Annual property taxes run approximately $1,107 ($92/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Thumb Electric Cooperative; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area3,120 sqft
Lot Size1.81 acres
Year Built1998
Stories1
Location
MunicipalitySanilac Twp
CountySanilac
School DistrictDeckerville
Construction & Systems
ConstructionWood Siding
Garage6 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed4/1/2026
Sold Date5/27/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,107
Parcel #21002920004000
Source: SparkMLS
Legal Description
SA-29 204 T11N R16E SEC 29 COM AT A PT 532 FT E OFSW COR OF NW 1/4 TH N 321.5 FT, E 271 FT, S 321.5 FT, W 271 FT TO POB 1.99 AC
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Thomas Llewellyn
Gearhead Homes Realty Inc
Frequently Asked Questions about 5605 Derby Road, MI
Which school district serves 5605 Derby Road, MI?
Per MLS# 20261021603, 5605 Derby Road, MI is in the Deckerville boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Deckerville directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261021603, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5605 Derby Road, MI?
Per public tax records, annual property taxes for this property are $1,107. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5605 Derby Road, MI is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5605 Derby Road, MI in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5605 Derby Road, MI?
Per Michigan Public Service Commission service territory data: Electric: Thumb Electric Cooperative. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Sanilac Twp police department or the Sanilac County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,042
Principal & interest$2,042
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Thumb Electric Cooperative
Co-op
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5605 Derby Road, MI
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