Sold
561 N Phelps Street, Decatur, MI 49045
Sold on 09/25/2025 for$176,000
MLS # 25041447 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,160 sqftBuilt 20100.3 acres
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Listing Description
What an absolutely gorgeous home! Built in 2010! This two bedroom one bath home with an attached garage has received a gorgeous refresh with the current owners. The kitchen boasts spacious countertops and cabinet space. An eat-in dining room with pantry. The living room is open concept and the high ceilings help it feel even more spacious. Two bedrooms, one with a huge walk in closet (currently where the bunk beds are set up). The washer and dryer are located in the mudroom which also leads to the fenced-in, gorgeous backyard - a perfect size! Play set stays. Already pup friendly with an indoor/outdoor pup-kennel (can it get any easier to move right in!? Claim your showing today. Stress-free deals like this don't come around often!
Source: SparkMLS
About this home
Located in Decatur Village in Decatur, this property offers 2-bedroom, 1-bath, 1,160 sq ft, with original construction dating to 2010.
This home sold for $176,000 (about $152/sq ft).
Estimated annual property tax: $2,822, or about $235 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 2,000 Mbps across 9 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,160 sqft
Lot Size0.3 acres
Year Built2010
Stories1
Location
CityDecatur
MunicipalityDecatur Vllg
Zip Code49045
CountyVan Buren
School DistrictDecatur Public Schools
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed8/14/2025
Sold Date9/24/2025
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,822
Tax Year2018
Assessed Value$39,160
Parcel #804308501700
Source: SparkMLS
Legal Description
1059-E 18-4-14 737-832 1114-739 1339-365 1405-644 1421-879 1518-864 1560-144 1640-504 1672-915 *** BEG ON SWLY L PHELPS ST AT PT 715.7' NWLY FROM WHERE SD L CROSSES S SEC L, TH NWLY ALG SD ST L 75', TH SWLY AT RT ANG 165', TH SELY PAR WITH PHELPS ST 75', TH NELY 165' TO BEG. UNPLATTED & PART OF OLD NORTHRUP'S ADD.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jessica Steele
Berkshire Hathaway HomeServices MI
Frequently Asked Questions about 561 N Phelps Street, Decatur, MI 49045
What school district is 561 N Phelps Street, Decatur, MI 49045 in?
Per MLS# 25041447, this property is served by Decatur Public Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25041447, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25041447, the most recent reported annual property tax for 561 N Phelps Street, Decatur, MI 49045 is $2,822 (2018). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 561 N Phelps Street, Decatur, MI 49045 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 561 N Phelps Street, Decatur, MI 49045 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 561 N Phelps Street, Decatur, MI 49045?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 2.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Decatur Vllg police department or the Van Buren County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,134
Principal & interest$1,134
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
2 Gbps
Upload
2 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
Surf InternetFiber
2 GbpsXfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsT-MobileLicensed Fixed Wireless
25 MbpsFrontierDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
561 N Phelps Street, Decatur, MI 49045
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Municipality
Decatur Village
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