For Sale
5620 W Spring Knoll Drive, Bay City, MI 48706
$375,000
MLS # 1941802 (Northern Great Lakes REALTORS® MLS)
3 beds3 bathsBuilt 1997
1 / 37
Listing Description
Enjoy easy carefree living in this beautiful, well maintained, and spacious stand alone condo with 3 bedrooms and 3 full baths. The main floor offers the convenience of a new washer and dryer, new cook top stove, wall oven, and microwave. You'll love relaxing in the large living room/dining room combo. Enjoy peaceful pond views or cozying up by the fireplace on chilly days. Downstairs there is a spacious family room space along with an extra large bedroom. Lots of storage and full bath making this an ideal area for your home office, gym, or entertainment space. With a new A/C unit and a new roof installed in 2023, you can move in with confidence and peace of mind. Add in the formal dining room, breakfast nook, and built-in speakers throughout the home and you've got the perfect place to relax, entertain, and truly feel right at home. There is also a huge multi-level deck off the dining room!
Source: SparkMLS
About this home
Located in Bay City, this property offers 3-bedroom, 3-bath, with original construction dating to 1997.
Listed at $375,000.
Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Year Built1997
Location
CityBay City
Zip Code48706
CountyBay
Construction & Systems
BasementOther
HeatingNatural Gas, Forced Air
WaterPublic
SewerPublic
Sale & Financing
Listed1/19/2026
Original Price$399,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$4,824
IncludesSnow Removal, Trash
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Gretchen Meeker
CENTURY 21 SIGNATURE - Mt. Pleasant
Frequently Asked Questions about 5620 W Spring Knoll Drive, Bay City, MI 48706
What financing options are available for 5620 W Spring Knoll Drive, Bay City, MI 48706?
Per MLS# 1941802, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 5620 W Spring Knoll Drive, Bay City, MI 48706 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5620 W Spring Knoll Drive, Bay City, MI 48706 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$7,256
Principal & interest$2,432
HOA$4,824
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5620 W Spring Knoll Drive, Bay City, MI 48706
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