Sold
564 SPENCER Street, Ferndale, MI 48220
Sold on 02/06/2025 for$197,000
MLS # 20250002253 (Realcomp)
3 beds1 bath910 sqftBuilt 19410.09 acres
1 / 31
Listing Description
Welcome home to your little slice of heaven in the heart of Ferndale. Close to everything. This home features 3 bedrooms and 1 bath including hardwood floors throughout the main floor. Newer updated Kitchen including newer laminate flooring. The 3rd bedroom in the bungalow is on the 2nd level featuring a walk -in closet and separate seating area. Roof, furnace, hot water heater, new electrical panel are some of the updates in the last 10 years. Fenced in backyard with a rubbermaid shed offer a place for storage for all your lawnmower and outdoor furniture. Seller may need 30-45 days of occupancy after closing. Schedule your showing now this one won't last long.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 910 sq ft home built in 1941 sits in Ferndale in Ferndale.
Final sale price: $197,000 (about $216/sq ft).
Estimated annual property tax: $5,083, or about $424 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 9 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area910 sqft
Lot Size0.09 acres
Year Built1941
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed1/9/2025
Sold Date2/5/2025
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$5,083
State Equalized Value$99,790
Taxable Value$99,790
Parcel #2535351011
Source: Public Records
Legal Description
T1N, R11E, SEC 35 HUGO SCHERERS SUB LOT 164, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jeffrey Garner
Real Estate One-Monroe
Frequently Asked Questions about 564 SPENCER Street, Ferndale, MI 48220
What school district is 564 SPENCER Street, Ferndale, MI 48220 in?
Per MLS# 20250002253, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 564 SPENCER Street, Ferndale, MI 48220?
Per MLS# 20250002253, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20250002253, the most recent reported annual property tax for 564 SPENCER Street, Ferndale, MI 48220 is $5,083. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 564 SPENCER Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 564 SPENCER Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 564 SPENCER Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 564 SPENCER Street, Ferndale, MI 48220?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Mortgage Calculator
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Monthly payment$1,167
Principal & interest$1,167
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteSatelliteLicensed Fixed WirelessDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
564 SPENCER Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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