Pending
56432 Cromwell Court, Utica, MI 48316
$549,999
MLS # 20261038360 (Realcomp)
3 beds4 baths4,192 sqftBuilt 19940.58 acres
1 / 54
Listing Description
**MULTIPLE OFFERS- HIGHEST & BEST BY 8:00 PM ON 6/28. Nestled in one of the area's most prestigious neighborhoods, this exceptional ranch offers the perfect blend of luxury, space, and privacy. Situated on a premium lot backing to protected wooded preserve land that will never be developed, you'll enjoy peaceful views, abundant wildlife, and the tranquility of nature right from your own backyard. Outstanding curb appeal begins with the side-entry garage, newer front door and insulated garage door (2020), and continues to the expansive new Trex deck (2025)—the perfect place to relax, entertain, or simply enjoy the serene wooded backdrop and sounds of nature. Inside, the thoughtfully designed floor plan offers an impressive open-concept layout featuring hardwood floors, soaring vaulted ceilings, and walls of windows that fill the home with natural light. The expansive kitchen opens seamlessly to the vaulted great room, creating an inviting space for everyday living and entertaining. A large walk-in pantry provides exceptional storage and convenience. The spacious primary suite serves as a private retreat, complete with two walk-in closets and a large ensuite bath. Two additional bedrooms, a second full bath, and a convenient half bath complete the main level. The finished lower level nearly doubles your living space and is designed for entertaining, featuring a large recreation area, built-in bar, additional half bath, and pool table included with the home. Whether hosting game day gatherings or holiday celebrations, this space offers endless possibilities. Major updates include a new Trex deck (2025), front door and insulated garage door (2020), furnace and air conditioning (2016), and roof (2014). Unique. opportunity in Shelby- don't wait to come see this one. For buyers seeking a move-in ready ranch with exceptional privacy, abundant living space, and a setting that is nearly impossible to replicate, this home is truly a rare opportunity.
Source: SparkMLS
About this home
This 3-bedroom, 4-bath, 4,192 sq ft home built in 1994 sits in Shelby Township in Utica.
Currently offered at $549,999 (about $131/sq ft).
Estimated annual property tax: $5,301, or about $442 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area4,192 sqft
Lot Size0.58 acres
Year Built1994
Stories1
Location
CityUtica
MunicipalityShelby Twp
Zip Code48316
CountyMacomb
School DistrictUtica
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed6/23/2026
Terms AcceptedCash, Conventional, VA Loan
HOA
HOA Fee$300 / Annually
Source: SparkMLS
Tax Information
Annual Tax$5,301
State Equalized Value$249,200
Taxable Value$172,693
Parcel #07-06-105-010
Source: Public Records
Legal Description
L 22 COVENTRY PLACE SUB NO 1 LOT 22 LIBER 102 PAGES 27-31
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kimberly J Agemy
EXP Realty Shelby Twp
Frequently Asked Questions about 56432 Cromwell Court, Utica, MI 48316
Which school district serves 56432 Cromwell Court, Utica, MI 48316?
Per MLS# 20261038360, 56432 Cromwell Court, Utica, MI 48316 is in the Utica boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Utica directly to confirm enrollment eligibility.
What financing options are available for 56432 Cromwell Court, Utica, MI 48316?
Per MLS# 20261038360, this listing accepts Cash, Conventional, VA Loan financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 56432 Cromwell Court, Utica, MI 48316?
Per public tax records, annual property taxes for this property are $5,301. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 56432 Cromwell Court, Utica, MI 48316 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 56432 Cromwell Court, Utica, MI 48316 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 56432 Cromwell Court, Utica, MI 48316?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Mortgage Calculator
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Monthly payment$3,592
Principal & interest$3,567
HOA$25
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
56432 Cromwell Court, Utica, MI 48316
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Municipality
Shelby Township
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County
Macomb County
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