Sold
5646 M 63 N, Coloma, MI 49038
Sold on 07/01/2026 for$1,925,000
MLS # 26021576 (Michigan Regional Information Center (MichRIC))
4 beds4 baths2,972 sqftBuilt 19450.97 acres
1 / 70
Listing Description
Nestled among towering hardwoods on Southwest Michigan's coveted shoreline, this completely renovated brick ranch is a true legacy property. Overlooking 115' of Lake Michigan shoreline ON A LOW BLUFF with only 50 steps to sandy beach. Enjoy walking miles of beautiful shoreline in each direction. Impeccably renovated interior with exposed brick walls, wide-plank hardwood floors, and designer kitchen finishes converge in effortless elegance. The primary suite offers sliding doors to a private lakeside patio and a spa ensuite with soaking tub and double vanity. A separate in-law suite provides ideal multi-generational flexibility. The original living room stuns with coffered wood-beam ceilings and a stone fireplace. A 3-car garage, greenhouse, and lush landscaping complete this one-of-a-kind offering. This irreplaceable estate delivers luxury, privacy, and shoreline living in perfect harmony. Home is conveniently located less than two hours from Chicago or Grand Rapids.
Source: SparkMLS
About this home
This 4-bedroom, 4-bath, 2,972 sq ft home built in 1945 sits in Hagar Township in Coloma.
Final sale price: $1,925,000 (about $648/sq ft).
Annual property taxes run approximately $8,475 ($706/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,972 sqft
Lot Size0.97 acres
Year Built1945
Stories1
Location
CityColoma
MunicipalityHagar Twp
Zip Code49038
CountyBerrien
School DistrictColoma
Construction & Systems
StyleRanch
ConstructionBrick
BasementSlab
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed5/11/2026
Sold Date6/30/2026
Terms AcceptedCash, Conventional
Concessions$1,500
Source: SparkMLS
Tax Information
Annual Tax$8,475
Tax Year2025
Assessed Value$363,886
Parcel #111009300013003
Source: SparkMLS
Legal Description
LOT 13 & THE S'LY 15' OF LOT 14, BEACHWOOD ON LAKE MICHIGAN.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kerry M Wright
Wright Properties
Frequently Asked Questions about 5646 M 63 N, Coloma, MI 49038
Which school district serves 5646 M 63 N, Coloma, MI 49038?
Per MLS# 26021576, 5646 M 63 N, Coloma, MI 49038 is in the Coloma boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coloma directly to confirm enrollment eligibility.
What financing options are available for 5646 M 63 N, Coloma, MI 49038?
Per MLS# 26021576, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5646 M 63 N, Coloma, MI 49038?
Per public tax records, annual property taxes for this property are $8,475 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5646 M 63 N, Coloma, MI 49038 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5646 M 63 N, Coloma, MI 49038 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5646 M 63 N, Coloma, MI 49038?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hagar Twp police department or the Berrien County sheriff's office.
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Monthly payment$12,810
Principal & interest$12,810
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5646 M 63 N, Coloma, MI 49038
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Municipality
Hagar Township
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