For Sale
5648 W Johnson Road, Ludington, MI 49431
$79,900
MLS # 26033182 (Michigan Regional Information Center (MichRIC))
3 beds1 bath940 sqftBuilt 19640.34 acres
1 / 22
Listing Description
Affordable living with an unbeatable location! This 3-bedroom, 1-bath home offers a fantastic opportunity to enjoy the convenience of being just minutes from downtown, and the City of Ludington, without the higher price tag. Featuring a functional layout and comfortable living spaces, this home is perfect for first-time homebuyers, investors, or anyone looking to downsize. The spacious yard provides plenty of room to relax or entertain, while the prime location offers quick access to shopping, restaurants, schools, parks, and the beautiful Lake Michigan shoreline. If you've been searching for an affordable home in a desirable area, this is one you won't want to miss!
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 940 sq ft home built in 1964 sits in Ludington.
Asking $79,900 (about $85/sq ft).
Property tax estimate: $840 per year ($70/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeManufactured Home
Bedrooms3
Bathrooms1
Living Area940 sqft
Lot Size0.34 acres
Year Built1964
Stories1
Location
CityLudington
MunicipalityPere Marquette Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleRanch
ConstructionAluminum Siding
BasementPartial
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesElectricity Available, Phone Connected, Natural Gas Connected, Cable Connected
Sale & Financing
Listed6/30/2026
Terms AcceptedCash
Source: SparkMLS
Tax Information
Annual Tax$1,157
Tax Year2025
State Equalized Value$31,000
Taxable Value$31,000
Assessed Value$31,000
Homestead (PRE)100%
Parcel #010-011-400-006-00
Source: Public Records
Legal Description
SEC 11 T18N R18W CONT .34 A H W 90 FT OF E 368.5 FT OF S 165.7 FT OF SE 1/4,SE 1/4 SUBJ TO RD R/W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Megan Gunia
Five Star RE Ludington
Frequently Asked Questions about 5648 W Johnson Road, Ludington, MI 49431
Which school district serves 5648 W Johnson Road, Ludington, MI 49431?
Per MLS# 26033182, 5648 W Johnson Road, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26033182, this listing accepts Cash financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 5648 W Johnson Road, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $1,157 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5648 W Johnson Road, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5648 W Johnson Road, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5648 W Johnson Road, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Pere Marquette Twp police department or the Mason County sheriff's office.
Map
Tax Estimate
$
Annual tax$840
Monthly$70
Millage rate27.0809 mills
Municipality: Pere Marquette TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
$
%
$
$
$
Monthly payment$588
Principal & interest$518
Property taxes$70
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5648 W Johnson Road, Ludington, MI 49431
View full property history →
Get email alerts for new listings near 5648 W Johnson Road
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.