Sold
5696 Ridge Drive, Reading, MI 49274
Sold on 09/19/2025 for$275,000
MLS # 25039162 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,744 sqftBuilt 19750.71 acres
1 / 43
Listing Description
Lakefront Ranch with full walkout level - Immediate Possession! Welcome to your serene lakeside retreat! This spacious lakefront ranch offers 163 fee of frontage on a peaceful no-wake lake, which connects to four additional lakes known for excellent fishing - a true angler's paradise. Enjoy breathtaking lake views from the living room and large screened-in back deck, perfect for relaxing or entertaining. At the front of the home, a second deck overlooks a private wooded view, offering the best of both nature and water. The home features a full walkout basement with full bath, partially finished family room, a master bedroom ready to be completed, and a bathroom that is plumbed. The upper level offers comfortable living space, and the home is serviced by a newer septic system.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,744 sq ft home in Reading built in 1975.
Final sale price: $275,000 (about $158/sq ft).
Property tax estimate: $2,628 per year ($219/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,744 sqft
Lot Size0.71 acres
Year Built1975
Stories1
Location
CityReading
MunicipalityReading Twp
Zip Code49274
CountyHillsdale
School DistrictReading Community Schools
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage4 spaces
HeatingForced Air
WaterPrivate Water
SewerSeptic Tank
UtilitiesPhone Available, Cable Available
InteriorCeiling Fan(s), Broadband, Garage Door Opener, LP Tank Owned, Pantry
Sale & Financing
Listed8/4/2025
Sold Date9/18/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,628
Tax Year2025
Assessed Value$99,995
Parcel #3010215001016
Source: SparkMLS
Legal Description
Lots 14 and 15 Ludermans Lori-ette. Tax ID#3010215001015 and 3010215001016.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cathy Galloway
RE/MAX Preferred Realty
Frequently Asked Questions about 5696 Ridge Drive, Reading, MI 49274
What school district is 5696 Ridge Drive, Reading, MI 49274 in?
Per MLS# 25039162, this property is served by Reading Community Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 25039162, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25039162, the most recent reported annual property tax for 5696 Ridge Drive, Reading, MI 49274 is $2,628 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5696 Ridge Drive, Reading, MI 49274 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5696 Ridge Drive, Reading, MI 49274 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 5696 Ridge Drive, Reading, MI 49274?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 5696 Ridge Drive, Reading, MI 49274. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Reading Twp police department or the Hillsdale County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,871
Principal & interest$1,871
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed Wireless
6 providers at this address
SpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsDMCI Broadband LLCLicensed Fixed Wireless
40 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5696 Ridge Drive, Reading, MI 49274
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