For Sale
5699 S Smith Road, Cheboygan, MI 49721
$356,900
MLS # 201838765
2 beds1 bath1.14 acres
1 / 44
Listing Description
Outdoor enthusiasts will be excited to see this property. An elevated ''overlook'' perspective of one of the area's most pristine, spring-fed lakes. This isn't just a home; it's a front-row seat to the best of the North Woods. Exceptional shoreline frontage featuring two private docks. Whether you're launching a boat for a morning fish, taking a kayak for a tour, or enjoying a morning coffee overlooking the water, the dual-dock setup provides unmatched versatility. Amazing sunrises and sunsets are what you can look forward to on a regular basis. The heart of the home, the living room designed to frame the lake. Near Black Mountain Recreation Area, Rippling Rapids Golf Course, and local establishments to enjoy food and drink with friends. Seclusion, yet proximity to town is a perfect blend., Age: 31+ Years Approx
Source: SparkMLS
About this home
Located in Cheboygan, this property offers 2-bedroom, 1-bath.
Asking $356,900.
Electric service is provided by Presque Isle Electric & Gas Cooperative.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size1.14 acres
Location
CityCheboygan
MunicipalityGrant
Zip Code49721
CountyCheboygan
Sale & Financing
Listed2/16/2026
Original Price$364,900
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Renita West
Real Estate One Indian River
Frequently Asked Questions about 5699 S Smith Road, Cheboygan, MI 49721
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5699 S Smith Road, Cheboygan, MI 49721 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 5699 S Smith Road, Cheboygan, MI 49721 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5699 S Smith Road, Cheboygan, MI 49721?
Per Michigan Public Service Commission service territory data: Electric: Presque Isle Electric & Gas Cooperative. Gas: Presque Isle Electric & Gas Cooperative. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Grant police department or the Cheboygan County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,315
Principal & interest$2,315
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Presque Isle Electric & Gas Cooperative
Co-op
Presque Isle Electric & Gas Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
5699 S Smith Road, Cheboygan, MI 49721
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