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57 N Elm Street, Lapeer, MI 48446
$219,900
MLS # 20261053447 (Realcomp)
2 beds1 bath1,100 sqftBuilt 19440.19 acres
1 / 27
Listing Description
Lovely in Lapeer! Updates galore on this beautiful Bungalow. With such a long list, some of the notable ones are the granite countertops in the fresh kitchen with all new stainless steel appliances, All new windows, New carpet, Full crawlspace encapsulation with commercial dehumidifier, new shingles on the shed, driveway recently sealed, all new light fixtures and door handles, fresh deck paint and the list goes on. Great location close to all Lapeer has to offer but quiet enough to enjoy the oversized backyard. This home is sure to impress the pickiest of buyers. Just bring your things, everything else is already done for you!
Source: SparkMLS
About this home
Located in Lapeer in Lapeer, this property offers 2-bedroom, 1-bath, 1,100 sq ft, with original construction dating to 1944.
Currently offered at $219,900 (about $200/sq ft).
Property tax estimate: $1,557 per year ($130/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,100 sqft
Lot Size0.19 acres
Year Built1944
Stories2
Location
CityLapeer
Zip Code48446
CountyLapeer
School DistrictLapeer
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed7/12/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$1,557
Parcel #L212960004010
Source: SparkMLS
Legal Description
CITY OF LAPEER JENNING'S ADDITION LOT 5 BLK 8 (L=9 P=598 SEC 5, T7N-R9E) AND THAT PT OF LOT 4 BEG AT THE NW COR OF LOT 4; TH N 90*00'00" E 5.12 FT ALG THE N LN OF SAID LOT; TH S 00*57'58" W 16.44 FT; THE S 72*35'14" W 4.76 FT TO A PT ON W LN OF LOT 4; TH N 00*57'37" W 7.87 FT ALG THE W LN OF LOT 4 TO POB SBJ TO EASEMENTS & ROW OF REC. 10-19-22 BOUNDARY TRANSFER FOM L21-29-500-040-00 & L21-29-600-0
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jacob Trier
Real Estate For A CAUSE
Frequently Asked Questions about 57 N Elm Street, Lapeer, MI 48446
What school district is 57 N Elm Street, Lapeer, MI 48446 in?
Per MLS# 20261053447, this property is served by Lapeer. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261053447, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261053447, the most recent reported annual property tax for 57 N Elm Street, Lapeer, MI 48446 is $1,557. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 57 N Elm Street, Lapeer, MI 48446 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 57 N Elm Street, Lapeer, MI 48446 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,426
Principal & interest$1,426
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
57 N Elm Street, Lapeer, MI 48446
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Municipality
Lapeer
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