Sold
58 Sherman Street, Coldwater, MI 49036
Sold on 04/21/2026 for$185,000
MLS # 26012677 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,059 sqftBuilt 19310.25 acres
1 / 21
Listing Description
HIGHEST AND BEST OFFERS DUE by Saturday April 4th @ 6:00 PM. Welcome to this charming 3-bedroom, 1-bath home offering comfort and functionality. The main floor features a large kitchen with plenty of cupboard space, along with a convenient main-floor bedroom and full bathroom. Upstairs, you'll find two bedrooms with ample closet space. The home also includes a full, partially finished basement. Enjoy added efficiency with a tankless hot water heater. The home also features a huge covered front porch, as well as a 3-season screened-in porch off the back, providing great spaces to relax and unwind. Outside, the property includes a one-car detached garage, a concrete driveway with additional parking space, and a fully fenced backyard, ideal for pets or entertaining.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,059 sq ft home built in 1931 sits in Coldwater in Coldwater.
Closed at $185,000 (about $175/sq ft).
Property tax estimate: $1,401 per year ($117/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,059 sqft
Lot Size0.25 acres
Year Built1931
Stories2
Location
CityColdwater
MunicipalityColdwater City
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleTraditional
ConstructionBrick, Vinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed3/30/2026
Sold Date4/20/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Concessions$3,700
Source: SparkMLS
Tax Information
Annual Tax$1,401
Tax Year2025
Assessed Value$36,163
Parcel #301-000-000-558-00
Source: SparkMLS
Legal Description
LOT 18 H C CLARK ADD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Grace Roberts Elevate Team
Michigan Top Producers
Frequently Asked Questions about 58 Sherman Street, Coldwater, MI 49036
What school district is 58 Sherman Street, Coldwater, MI 49036 in?
Per MLS# 26012677, this property is served by Coldwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26012677, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26012677, the most recent reported annual property tax for 58 Sherman Street, Coldwater, MI 49036 is $1,401 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 58 Sherman Street, Coldwater, MI 49036 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 58 Sherman Street, Coldwater, MI 49036 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater City police department or the Branch County sheriff's office.
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Monthly payment$1,135
Principal & interest$1,135
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
58 Sherman Street, Coldwater, MI 49036
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Municipality
Coldwater
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