Pending
580 E Montcalm Street, Pontiac, MI 48342
$194,900
MLS # 20261046432 (Realcomp)
3 beds3 baths2,748 sqftBuilt 19200.26 acres
1 / 73
Listing Description
Fantastic 2 story home where timeless character meets modern convenience. This charming residence showcases original hardwood floors, plaster walls and graceful archways. Thoughtfully updated while preserving its historic appeal, improvements include new roof (2021), furnace (2023), water heater (2024) fresh interior and exterior paint , windows, updated electrical panel, toilets, vanities, lighting, and plumbing fixturesA welcoming entry alcove with built-in bench and closet leads to a sun-filled living room featuring a cozy wood-burning fireplace. The spacious formal dining room offers beautiful higher-set windows, creating the perfect setting for entertaining. The updated kitchen boasts abundant cabinetry, granite countertops, full appliance package, deep sink, and stylish faucet, along with a charming breakfast nook.The main level also includes a generously sized bedroom and updated half bath. A stunning custom wood staircase leads upstairs to two oversized bedrooms with district angled ceilings, each bedroom accompanied by large walk-in closets. The upstairs also features a full bathroom. The finished basement offers epoxy floors, a family room, full bath, laundry room, a non-conforming fourth bedroom, and an additional flex room.Outside, enjoy the large park-like lot with a fully fenced backyard with firepit, three raised garden beds, and a covered porch ideal for relaxing evenings. Completing the property is a two-car garage. Exclusions: upper bathroom mirror, curtains, and curtain rods.
Source: SparkMLS
About this home
Located in Pontiac in Pontiac, this property offers 3-bedroom, 3-bath, 2,748 sq ft, with original construction dating to 1920.
Listed at $194,900 (about $71/sq ft).
Annual property taxes run approximately $1,989 ($166/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,748 sqft
Lot Size0.26 acres
Year Built1920
Stories2
Location
CityPontiac
MunicipalityPontiac
Zip Code48342
CountyOakland
School DistrictPontiac
Construction & Systems
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished
Sale & Financing
Listed6/28/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Tax Information
Annual Tax$1,989
State Equalized Value$62,920
Taxable Value$49,600
Parcel #1421259007
Source: Public Records
Legal Description
T3N, R10E, SEC 21 MODERN HOUSING CORPORATION ADDITION LOT 411 EXC NELY 10 FT
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Patti Gilman
Keller Williams Premier
Frequently Asked Questions about 580 E Montcalm Street, Pontiac, MI 48342
Which school district serves 580 E Montcalm Street, Pontiac, MI 48342?
Per MLS# 20261046432, 580 E Montcalm Street, Pontiac, MI 48342 is in the Pontiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Pontiac directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261046432, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 580 E Montcalm Street, Pontiac, MI 48342?
Per public tax records, annual property taxes for this property are $1,989. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 580 E Montcalm Street, Pontiac, MI 48342 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 580 E Montcalm Street, Pontiac, MI 48342 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 580 E Montcalm Street, Pontiac, MI 48342?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,264
Principal & interest$1,264
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
580 E Montcalm Street, Pontiac, MI 48342
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Municipality
Pontiac
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County
Oakland County
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