Sold
581 Flowerdale Street, Ferndale, MI 48220
Sold on 06/17/2026 for$250,000
MLS # 20261038093 (Realcomp)
3 beds1 bath1,450 sqftBuilt 19420.11 acres
1 / 24
Listing Description
Move Right Into this adorable home in "The Dales" of Ferndale. Covered front porch leads to a foyer entry and spacious Living Room with wonderful natural light, coved ceilings and beautiful archways. The formal Dining Room has a charming Bay Window and lovely corner display cabinet. The updated Kitchen has lots of storage, a farmhouse sink, and includes all appliances. Beautiful hardwood floors throughout the first floor. Upstairs is a fabulous Primary Bedroom with pristine knotty pine, large closet and an alcove with endless possibilities. The lower level has a large family room, plus a generous laundry/utility room. Fenced yard with an oversized 1-car garage. Great location - a short walk to downtown Ferndale and all the shops along Livernois.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,450 sq ft home built in 1942 sits in Ferndale in Ferndale.
Closed at $250,000 (about $172/sq ft).
Estimated annual property tax: $5,867, or about $489 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,450 sqft
Lot Size0.11 acres
Year Built1942
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionVinyl Siding
BasementPartial
Garage1.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed5/26/2026
Sold Date6/16/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,867
State Equalized Value$111,960
Taxable Value$83,790
Parcel #2534302058
Source: Public Records
Legal Description
T1N, R11E, SEC 34 GARDENDALE ASSESSOR'S PLAT NO 1 LOT 212
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Linda M Solomon
Berkshire Hathaway HomeServices Kee Realty Bham
Frequently Asked Questions about 581 Flowerdale Street, Ferndale, MI 48220
Which school district serves 581 Flowerdale Street, Ferndale, MI 48220?
Per MLS# 20261038093, 581 Flowerdale Street, Ferndale, MI 48220 is in the Ferndale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ferndale directly to confirm enrollment eligibility.
What financing options are available for 581 Flowerdale Street, Ferndale, MI 48220?
Per MLS# 20261038093, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 581 Flowerdale Street, Ferndale, MI 48220?
Per public tax records, annual property taxes for this property are $5,867. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 581 Flowerdale Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 581 Flowerdale Street, Ferndale, MI 48220 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 581 Flowerdale Street, Ferndale, MI 48220?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,615
Principal & interest$1,615
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
581 Flowerdale Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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