For Sale
58145 James Drive, Three Rivers, MI 49093
$450,000
MLS # 26038540 (Michigan Regional Information Center (MichRIC))
6 beds3 baths2,620 sqftBuilt 20020.42 acres
1 / 29
Listing Description
Welcome to your own private waterfront retreat on one of the widest and most picturesque stretches of the St. Joseph River. Offering breathtaking, lake-like views and exceptional water frontage, this custom-built walkout ranch is the perfect blend of quality craftsmanship, comfort, and year-round recreation.
Source: SparkMLS
About this home
Located in Three Rivers, this property offers 6-bedroom, 3-bath, 2,620 sq ft, with original construction dating to 2002.
Asking $450,000 (about $172/sq ft).
Property tax estimate: $4,328 per year ($361/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms6
Bathrooms3
Living Area2,620 sqft
Lot Size0.42 acres
Year Built2002
Stories1
Location
CityThree Rivers
MunicipalityLockport Twp
Zip Code49093
CountySt. Joseph
School DistrictThree Rivers
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementWalk-Out Access
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected
InteriorGarage Door Opener, Eat-in Kitchen
Sale & Financing
Listed7/25/2026
Terms AcceptedCash, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,328
Tax Year2025
Assessed Value$155,870
Parcel #009-078-016-00
Source: SparkMLS
Legal Description
LOT 16 EBYRIVER SUB SEC 15 T6S R11W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 26, 2026
Listed for sale
$450,000
Listed by David T Lambe
Real Broker LLC
Frequently Asked Questions about 58145 James Drive, Three Rivers, MI 49093
Which school district serves 58145 James Drive, Three Rivers, MI 49093?
Per MLS# 26038540, 58145 James Drive, Three Rivers, MI 49093 is in the Three Rivers boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Three Rivers directly to confirm enrollment eligibility.
What financing options are available for 58145 James Drive, Three Rivers, MI 49093?
Per MLS# 26038540, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 58145 James Drive, Three Rivers, MI 49093?
Per public tax records, annual property taxes for this property are $4,328 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 58145 James Drive, Three Rivers, MI 49093 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 58145 James Drive, Three Rivers, MI 49093 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 58145 James Drive, Three Rivers, MI 49093?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Lockport Twp police department or the St. Joseph County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,919
Principal & interest$2,919
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
58145 James Drive, Three Rivers, MI 49093
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