For Sale
5815 Gratiot Avenue, Saginaw, MI 48638
$128,900
MLS # 50204225 (MiRealSource)
2 beds1 bathBuilt 19350.57 acres
1 / 13
Listing Description
Welcome to this beautifully updated 2-bedroom, 1-bath home located in a highly desirable area! This cozy gem offers the perfect blend of comfort and convenience, featuring modern updates throughout and a layout that feels warm and inviting. Enjoy a bright living space, and updated kitchen, and well-maintained finishes that make this home truly move-in ready. All appliances stay, making your transition effortless! ZONED COMMERCIAL, this property offers incredible flexibility! Perfect for a home-based business, office space, or small storefront right out front while still enjoying residential living. Ideal for entrepreneurs, investors, or anyone looking to combine work and home in one prime location. AI GENERATED PICTURES TO GIVE YOU AN IDEA OF A OFFICE OR BUSINESS USE. ON M46
Source: SparkMLS
About this home
2-bedroom, 1-bath home in Saginaw Township in Saginaw built in 1935.
Asking $128,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Lot Size0.57 acres
Year Built1935
Location
CitySaginaw
MunicipalitySaginaw
Zip Code48638
CountySaginaw
School DistrictSaginaw Twp
Construction & Systems
BasementSlab
HeatingForced Air
SewerPublic
Sale & Financing
Listed4/12/2026
Original Price$129,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Parcel #23-12-4-29-3012-000
Source: SparkMLS
Legal Description
DIST:23 CITY/MUNI/TWP:SAGINAW TWP SEC/TWN/RNG/MER:SEC 29 TWN 12N RNG 04E N 367.62 FT OF E 80 FT OF W 1091.50 FT OF N 743.30 FT OF W 1/2 OF SW 1/4 0.68 ACRE SEC 29 T12N R4E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Maria Garcia
Mid-Mitten Realty
Frequently Asked Questions about 5815 Gratiot Avenue, Saginaw, MI 48638
Which school district serves 5815 Gratiot Avenue, Saginaw, MI 48638?
Per MLS# 50204225, 5815 Gratiot Avenue, Saginaw, MI 48638 is in the Saginaw Twp boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Saginaw Twp directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 50204225, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 5815 Gratiot Avenue, Saginaw, MI 48638 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 5815 Gratiot Avenue, Saginaw, MI 48638 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 5815 Gratiot Avenue, Saginaw, MI 48638?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Saginaw police department or the Saginaw County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$836
Principal & interest$836
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5815 Gratiot Avenue, Saginaw, MI 48638
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Municipality
Saginaw Township
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