Sold
582 E Drayton Street, Ferndale, MI 48220
Sold on 07/07/2026 for$255,000
MLS # 20261034250 (Realcomp)
2 beds1 bath1,060 sqftBuilt 19270.1 acres
1 / 34
Listing Description
Charming storybook Tudor brimming with timeless 1920s character in highly sought-after North Ferndale! Freshly painted and enhanced with a stunning new front door and updated lighting, this home perfectly blends classic charm with modern updates. Step into the spacious living room with coved ceilings, featuring a beautiful natural brick fireplace and newly refinished original hardwood floors that continue into the elegant formal dining room. Just off the dining area, a light-filled flex space offers the perfect setting for a home office, reading nook, or additional family room. The bright kitchen is appointed with white cabinetry, granite countertops, and stainless steel appliances. Upstairs, you’ll find two generously sized bedrooms filled with natural light, both showcasing original hardwood floors, along with a spacious refreshed full bathroom. The clean, dry basement provides excellent storage or future finishing potential and features a newly painted floor. Walkable to Downtown Ferndale, a true gem filled with warmth, charm, and character.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,060 sq ft home in Ferndale in Ferndale built in 1927.
Final sale price: $255,000 (about $241/sq ft).
Annual property taxes run approximately $2,622 ($219/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,060 sqft
Lot Size0.1 acres
Year Built1927
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/12/2026
Sold Date7/6/2026
Original Price$269,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,622
State Equalized Value$104,380
Taxable Value$35,860
Parcel #2527402011
Source: Public Records
Legal Description
T1N, R11E, SEC 27 WOODWARD HTS SUB NO 2 LOT 294, ALSO 1/2 OF VAC ALLEY ADJ TO SAME
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Lori Goldman
Berkshire Hathaway HomeServices Kee Realty Bham
Frequently Asked Questions about 582 E Drayton Street, Ferndale, MI 48220
What school district is 582 E Drayton Street, Ferndale, MI 48220 in?
Per MLS# 20261034250, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261034250, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261034250, the most recent reported annual property tax for 582 E Drayton Street, Ferndale, MI 48220 is $2,622. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 582 E Drayton Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 582 E Drayton Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 582 E Drayton Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$1,615
Principal & interest$1,615
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
582 E Drayton Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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