Sold
582 W Breckenridge Street, Ferndale, MI 48220
Sold on 05/07/2026 for$360,000
MLS # 20261018466 (Realcomp)
3 beds2 baths1,400 sqftBuilt 19410.17 acres
1 / 27
Listing Description
Classic red brick English cottage bungalow within walking distance to downtown Ferndale w/ all its festivals, restaurants, & shops. Set in the city’s highly desired northwest corner, this solid home was longtime owned & loved. Past the vestibule entry, the living room features a distinctive crown/ cove moulding, & a charming corner fireplace. The large formal dining room has French doors that lead to a wonderful 3 season sunroom. There are oak hardwood floors under older carpet in many rooms. The kitchen is large enough to renovate w/o having to add-on. There are 2 bedrooms and an original ceramic tiled full bath in classic black & white tiles. The upper level is one space en-suite w/ sleeping chamber, bath with tub, WIC, built-ins, cubby’s, etc. The lower level is spacious & functional while offering possibilities for tomorrow. For today, there is newer central air, & replacement windows. There is a 2 car garage, & the yard reassures extensive perennial gardens. It’s a character filled home set on a great sized lot, on a great block, in a terrific town. Yes, this house needs a glow-up. (it will be worth it) Take possession @ closing, & Make Home Here.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,400 sq ft home in Ferndale in Ferndale built in 1941.
Final sale price: $360,000 (about $257/sq ft).
Annual property taxes run approximately $4,641 ($387/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,400 sqft
Lot Size0.17 acres
Year Built1941
Stories2
Location
CityFerndale
MunicipalityFerndale City
Zip Code48220
CountyOakland
School DistrictFerndale
Construction & Systems
ConstructionBrick, Stone
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed3/22/2026
Sold Date5/6/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,641
State Equalized Value$171,760
Taxable Value$89,580
Parcel #2527353022
Source: Public Records
Legal Description
T1N, R11E, SEC 27 WOODWARD HEIGHTS SUB LOT 313
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Keith Weber
RE/MAX First
Frequently Asked Questions about 582 W Breckenridge Street, Ferndale, MI 48220
What school district is 582 W Breckenridge Street, Ferndale, MI 48220 in?
Per MLS# 20261018466, this property is served by Ferndale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261018466, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261018466, the most recent reported annual property tax for 582 W Breckenridge Street, Ferndale, MI 48220 is $4,641. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 582 W Breckenridge Street, Ferndale, MI 48220 eligible for USDA financing?
Per USDA Rural Development boundary data, 582 W Breckenridge Street, Ferndale, MI 48220 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 582 W Breckenridge Street, Ferndale, MI 48220 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$2,432
Principal & interest$2,432
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
582 W Breckenridge Street, Ferndale, MI 48220
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Municipality
Ferndale
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County
Oakland County
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