Off Market
5840 Cotton Top Crest, Freeland, MI 48623
$389,900
MLS # 50198212 (MiRealSource)
3 beds2 baths1,637 sqftBuilt 20200.23 acres
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Listing Description
Experience refined, modern living in this stunning 3-bedroom, 2-bath ranch located in the sought-after Quail Hollow subdivision of Freeland, MI. Built in 2020, this thoughtfully designed home showcases an open-concept floor plan filled with natural light. The spacious kitchen is a standout, featuring elegant white cabinetry, granite countertops, stainless steel appliances, and a spacious walk-in corner pantry. The living room offers a sophisticated yet cozy atmosphere with a striking shiplap-accented fireplace, perfect for relaxing or entertaining. The primary suite provides a beautifully appointed en-suite bath and walk in closet. While two additional bedrooms offer versatility and comfort. Main floor laundry with counter top for folding and cabinets for storage. There is also a drop zone with lockers and lots of closet space too! An expansive unfinished basement—already plumbed for an additional bathroom—presents endless opportunities to customize and elevate the living space. Timeless design, modern convenience, and exceptional quality make this home truly special. Schedule your private showing today!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,637 sq ft home in Tittabawassee Township in Freeland built in 2020.
Asking $389,900 (about $238/sq ft).
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,637 sqft
Lot Size0.23 acres
Year Built2020
Location
CityFreeland
MunicipalityTittabawassee Twp
Zip Code48623
CountySaginaw
School DistrictFreeland
Construction & Systems
ConstructionVinyl Siding
Garage2.5 spaces
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed1/25/2026
Original Price$399,900
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jan 26, 2026
Listed for sale
$399,900
More Homes in Tittabawassee Township
Listed by Ashley Baynham
Berkshire Hathaway HomeServices
Frequently Asked Questions about 5840 Cotton Top Crest, Freeland, MI 48623
What school district is 5840 Cotton Top Crest, Freeland, MI 48623 in?
Per MLS# 50198212, this property is served by Freeland. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50198212, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 5840 Cotton Top Crest, Freeland, MI 48623 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5840 Cotton Top Crest, Freeland, MI 48623 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 5840 Cotton Top Crest, Freeland, MI 48623?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 5840 Cotton Top Crest, Freeland, MI 48623. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Tittabawassee Twp police department or the Saginaw County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$2,529
Principal & interest$2,529
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5840 Cotton Top Crest, Freeland, MI 48623
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Municipality
Tittabawassee Township
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