For Sale
58484 E Clear Lake Road, Three Rivers, MI 49093
$475,000
MLS # 26020564 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,090 sqftBuilt 19500.28 acres
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Listing Description
Wake up to water views and end the day around a lakeside fire pit. This fully renovated 2BR/1BA year-round cottage on 233-acre, all-sports Clear Lake delivers true lake life living. All-new electrical, plumbing, HVAC, insulation, appliances, tankless water heater, and LVP floors throughout. Bright living area with panoramic lake views, new kitchen/dining space with patio access, oversized primary bedroom w/ multi-bunk potential, standup shower, and a laundry room. Elevated patio leads to a level lawn with private deeded walkout shoreline, dock & fire pit, perfect for swimming, fishing, & sunset gatherings. Set on a quiet, wooded .28-acre lot with a 2.5-car detached garage, storage & shed. Move-in ready with few details left to finish.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,090 sq ft home in Three Rivers built in 1950.
Asking $475,000 (about $436/sq ft).
Property tax estimate: $4,205 per year ($350/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,090 sqft
Lot Size0.28 acres
Year Built1950
Stories1
Location
CityThree Rivers
MunicipalityFabius Twp
Zip Code49093
CountySt. Joseph
School DistrictThree Rivers
Construction & Systems
StyleCabin
ConstructionVinyl Siding
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed5/6/2026
Original Price$510,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,205
Tax Year2025
Assessed Value$94,073
Parcel #7500446003900
Source: SparkMLS
Legal Description
LOT 39 SUPERVISOR'S PLAT #3 SEC 17 T6S R12W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Paul DeLano
Lake Life Realty
Frequently Asked Questions about 58484 E Clear Lake Road, Three Rivers, MI 49093
What school district is 58484 E Clear Lake Road, Three Rivers, MI 49093 in?
Per MLS# 26020564, this property is served by Three Rivers. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26020564, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26020564, the most recent reported annual property tax for 58484 E Clear Lake Road, Three Rivers, MI 49093 is $4,205 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 58484 E Clear Lake Road, Three Rivers, MI 49093 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 58484 E Clear Lake Road, Three Rivers, MI 49093 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Fabius Twp police department or the St. Joseph County sheriff's office.
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Monthly payment$3,081
Principal & interest$3,081
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
58484 E Clear Lake Road, Three Rivers, MI 49093
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