Sold
587 N Union City Road, Coldwater, MI 49036
Sold on 07/17/2025 for$257,900
MLS # 25029096 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,600 sqftBuilt 19610.45 acres
1 / 58
Listing Description
Welcome to this meticulously maintained 2-3 bed, 2 bath ranch nestled in a picturesque, tree-lined neighborhood. Main floor laundry and a beautiful master ensuite with walk-in closet. The finished basement offers additional living space, including a non-conforming bedroom, family room and a craft room. Outside, enjoy a spacious yard with deck, a large storage shed and an attached two-car garage for convenience. There is also a heated man cave/workshop on the back of the garage! Located just down the road from a beautiful golf course, this home offers both comfort and lifestyle in a serene setting. Don't miss your chance to make this gem your own!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,600 sq ft home in Coldwater built in 1961.
Final sale price: $257,900 (about $99/sq ft).
Property tax estimate: $2,663 per year ($222/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 9 providers. Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,600 sqft
Lot Size0.45 acres
Year Built1961
Stories1
Location
CityColdwater
MunicipalityColdwater
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingRadiant
WaterWell
SewerSeptic Tank
InteriorGarage Door Opener, Pantry
Sale & Financing
Listed6/17/2025
Sold Date7/16/2025
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$9,000
Source: SparkMLS
Tax Information
Annual Tax$2,663
Tax Year2025
Assessed Value$68,063
Parcel #070-R65-000-009-00
Source: SparkMLS
Legal Description
Per deed
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rene' Spahr
Coldwell Banker Groves Real Estate
Frequently Asked Questions about 587 N Union City Road, Coldwater, MI 49036
What school district is 587 N Union City Road, Coldwater, MI 49036 in?
Per MLS# 25029096, this property is served by Coldwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 587 N Union City Road, Coldwater, MI 49036?
Per MLS# 25029096, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25029096, the most recent reported annual property tax for 587 N Union City Road, Coldwater, MI 49036 is $2,663 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 587 N Union City Road, Coldwater, MI 49036 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 587 N Union City Road, Coldwater, MI 49036 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 587 N Union City Road, Coldwater, MI 49036?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater police department or the Branch County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,614
Principal & interest$1,614
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberCableGSO SatelliteSatelliteLicensed Fixed Wireless
9 providers at this address
Coldwater Board of Public UtilitiesFiber
1 GbpsSpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsColdwater Board of Public UtilitiesCable
200 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsAT&TLicensed Fixed Wireless
25 MbpsDMCI Broadband LLCLicensed Fixed Wireless
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
587 N Union City Road, Coldwater, MI 49036
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