Sold
5873 Harding Street, Coloma, MI 49038
Sold on 10/28/2025 for$78,500
MLS # 25023030 (Michigan Regional Information Center (MichRIC))
2 beds1 bath896 sqftBuilt 19402.05 acres
1 / 24
Listing Description
Located just one mile from the pristine shores of Lake Michigan, this unique property offers a blend of cozy living and future possibilities. The centerpiece is a delightful 2-bedroom, 1-bathroom cottage, perfect for a weekend getaway or a serene year-round residence. Accompanying the cottage are two detached garages—a spacious two-car garage and an additional single-car garage—providing ample storage for vehicles, tools, or recreational equipment.A standout feature is the unfinished cement block structure, originally envisioned as the seller's new residence. This solid foundation offers a blank canvas for customization, whether you choose to complete the original vision or repurpose it as a workshop, studio, or additional living space.The property's two acres present many possibilities!
Source: SparkMLS
About this home
2-bedroom, 1-bath, 896 sq ft home in Hagar Township in Coloma built in 1940.
Final sale price: $78,500 (about $88/sq ft).
Annual property taxes run approximately $1,014 ($85/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 6 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area896 sqft
Lot Size2.05 acres
Year Built1940
Stories1
Location
CityColoma
MunicipalityHagar Twp
Zip Code49038
CountyBerrien
School DistrictColoma
Construction & Systems
StyleCabin
ConstructionHardiPlank Type, Wood Siding
BasementPartial
Garage2 spaces
HeatingSpace Heater
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Phone Connected
InteriorGarage Door Opener, LP Tank Rented
Sale & Financing
Listed5/19/2025
Sold Date10/27/2025
Terms AcceptedCash
HOA
HOA Fee$500 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$1,014
Tax Year2022
Assessed Value$43,939
Parcel #11-10-4560-4544-00-1
Source: SparkMLS
Legal Description
Lengthy, on file. Includes 5 tax codes: 11-10-4560-4544-00-1 11-10-4550-4446-00-2 11-10-4560-4919-00-5 11-10-4550-4453-00-9 11-10-4560-4486-00-1 To be verified by title commitment
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kyle J McMaster
Michigan Top Producers
Frequently Asked Questions about 5873 Harding Street, Coloma, MI 49038
What school district is 5873 Harding Street, Coloma, MI 49038 in?
Per MLS# 25023030, this property is served by Coloma. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 5873 Harding Street, Coloma, MI 49038?
Per MLS# 25023030, the seller has indicated this property accepts the following financing types: Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25023030, the most recent reported annual property tax for 5873 Harding Street, Coloma, MI 49038 is $1,014 (2022). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5873 Harding Street, Coloma, MI 49038 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5873 Harding Street, Coloma, MI 49038 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 5873 Harding Street, Coloma, MI 49038?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 5873 Harding Street, Coloma, MI 49038. The maximum advertised download speed is 1.2 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hagar Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,144
Principal & interest$1,102
HOA$42
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5873 Harding Street, Coloma, MI 49038
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Municipality
Hagar Township
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