For Sale
58858 River Heights Drive, Three Rivers, MI 49093
$187,500
MLS # 26022923 (Michigan Regional Information Center (MichRIC))
2 beds1 bath720 sqftBuilt 19500.21 acres
1 / 28
Listing Description
Cute and cozy riverfront cottage on the St. Joseph River in Three Rivers! Enjoy breathtaking sunset views from multiple decks overlooking the water. This turnkey retreat features a living room with a gas fireplace, kitchen with garden window, breakfast bar, and included appliances, plus French doors leading to a deck with wood-fired pizza oven and fire pit. Offers 2 bedrooms with ceiling fans and an updated full bath. Outdoor amenities include dock, shed, rowboat, picnic tables, and additional decks. Watch swans and bald eagles right from your property! Located on a private road and includes a 1-car detached garage. A perfect waterfront escape!
Source: SparkMLS
About this home
2-bedroom, 1-bath, 720 sq ft home in Three Rivers built in 1950.
Listed at $187,500 (about $260/sq ft).
Annual property taxes run approximately $1,559 ($130/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area720 sqft
Lot Size0.21 acres
Year Built1950
Stories1
Location
CityThree Rivers
MunicipalityLockport Twp
Zip Code49093
CountySt. Joseph
School DistrictThree Rivers
Construction & Systems
StyleCabin
ConstructionVinyl Siding
BasementCrawl Space, Other
Garage1 space
HeatingBaseboard
WaterWell
SewerSeptic Tank
Sale & Financing
Listed5/15/2026
Original Price$194,900
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,559
Tax Year2025
Assessed Value$55,700
Parcel #009-050-005-00
Source: SparkMLS
Legal Description
COM SW COR SE 1/4 SEC 16 T6S R11W TH E 619.7 FT TH AT R/A N 488.6 FT TH N 47D 33M E 240 FT TO POB TH N 47D 33M E 60 FT TH N 42D 27M W 156 FT M/L TO ST JOE RIVER TH SWLY ALG SHR TO PT N 42D 27M W OF POB TH S 42D 27M E 150 FT M/L TO POB. (LOT 5 BERGERS UNREC PLAT)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Melody Stirk
Strong Properties - Portage
Frequently Asked Questions about 58858 River Heights Drive, Three Rivers, MI 49093
What school district is 58858 River Heights Drive, Three Rivers, MI 49093 in?
Per MLS# 26022923, this property is served by Three Rivers. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26022923, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26022923, the most recent reported annual property tax for 58858 River Heights Drive, Three Rivers, MI 49093 is $1,559 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 58858 River Heights Drive, Three Rivers, MI 49093 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 58858 River Heights Drive, Three Rivers, MI 49093 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Lockport Twp police department or the St. Joseph County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,216
Principal & interest$1,216
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
58858 River Heights Drive, Three Rivers, MI 49093
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