Under Contract
59 McCoy Road, Gaylord, MI 49735
$265,000
MLS # 20261043280 (Realcomp)
3 beds2 baths2,400 sqftBuilt 99993.01 acres
1 / 42
Listing Description
Welcome to 59 McCoy Road in Beaufitul Gaylord Michigan! Nestled on 3 private acres, this well-maintained 3-bedroom, 2 full-bath home offers the perfect blend of comfort, recreation and STR investment potential. The spacious layout includes a fully finished basement featuring an additional non-conforming bedroom, providing extra space for guests, a home office or recreation area. The covered front porch offers the perfect place to relax and enjoy the peaceful northern Michigan setting. Outside, you’ll find ample room for outdoor activities on a spacious 3 acres, room to entertain, or for future expansion. Ideally located just minutes from Otsego Lake, Otsego Resort, and The Famous Treetops Resort, this property is positioned for year round enjoyment, including boating, golfing, skiing, hiking, snowmobiling or for the off-road enthusiasts! Don’t miss your change to own a slice of northern Michigan paradise with endless recreational opportunities right at your doorstep!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,400 sq ft home built in 9999 sits in Gaylord.
Asking $265,000 (about $110/sq ft).
Annual property taxes run approximately $790 ($66/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,400 sqft
Lot Size3.01 acres
Year Built9999
Stories1
Location
CityGaylord
MunicipalityBagley Twp
Zip Code49735
CountyOtsego
School DistrictGaylord
Construction & Systems
ConstructionVinyl Siding
Garage2.5 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished
Sale & Financing
Listed6/9/2026
Original Price$280,000
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$790
Parcel #01001520005000
Source: SparkMLS
Legal Description
COMM @ NW COR OF NW1/4 OF NW1/4, TH E 265' FOR POB, TH E 200', TH S 660', TH W 200' TH N 660' TO POB. SEC 15, T30N-R3W.
Property Records
USDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Adam Schaffer
LPT Realty, LLC
Frequently Asked Questions about 59 McCoy Road, Gaylord, MI 49735
Which school district serves 59 McCoy Road, Gaylord, MI 49735?
Per MLS# 20261043280, 59 McCoy Road, Gaylord, MI 49735 is in the Gaylord boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Gaylord directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261043280, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 59 McCoy Road, Gaylord, MI 49735?
Per public tax records, annual property taxes for this property are $790. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 59 McCoy Road, Gaylord, MI 49735 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
What utilities serve 59 McCoy Road, Gaylord, MI 49735?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bagley Twp police department or the Otsego County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,719
Principal & interest$1,719
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
59 McCoy Road, Gaylord, MI 49735
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