For Sale
59 S Jefferson Street, Coldwater, MI 49036
$199,900
MLS # 26021314 (Michigan Regional Information Center (MichRIC))
4 beds1 bath1,494 sqftBuilt 19490.17 acres
1 / 18
Listing Description
Welcome home to this charming and move in ready 4 bedroom, 1 bath home in Coldwater! Featuring a comfortable and functional layout, this home offers 2 bedrooms on the main level and 2 additional bedrooms upstairs, providing flexibility for family, guests, or home office space. Enjoy the convenience of main floor laundry along with spacious formal dining and living rooms perfect for everyday living and entertaining. Relax outdoors on the covered front porch or enjoy the covered back deck overlooking the fenced backyard with patio area, ideal for gatherings, pets, or play. Additional highlights include 2 storage sheds for extra storage space and a turnkey condition that makes this home ready for immediate occupancy.
Source: SparkMLS
About this home
This 4-bedroom, 1-bath, 1,494 sq ft home built in 1949 sits in Coldwater in Coldwater.
Currently offered at $199,900 (about $134/sq ft).
Estimated annual property tax: $2,247, or about $187 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Coldwater Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Living Area1,494 sqft
Lot Size0.17 acres
Year Built1949
Stories2
Location
CityColdwater
MunicipalityColdwater City
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementPartial
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband
Sale & Financing
Listed5/10/2026
Original Price$224,999
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,247
Tax Year2026
Assessed Value$39,550
Parcel #301-000-000-154-00
Source: SparkMLS
Legal Description
COM AT PT 12 RDS S OF PT 3 RDS E OF NE COR LOT 12 CITY AND PT 3 RDS E OF SE COR LOT 12 TH ELY PAR WI PEARL ST 9 RDS TH N PAR WI JEFFERSON ST 3 RDS TH WLY PAR WI PEARL ST 9 RDS TO PT ON E LI JEFFERSON ST 3 RDS NLY FR BEG TH S ON E LI SD ST 3 RDS TO PO B
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Grace Roberts
Real Broker LLC
Frequently Asked Questions about 59 S Jefferson Street, Coldwater, MI 49036
What school district is 59 S Jefferson Street, Coldwater, MI 49036 in?
Per MLS# 26021314, this property is served by Coldwater. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26021314, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26021314, the most recent reported annual property tax for 59 S Jefferson Street, Coldwater, MI 49036 is $2,247 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 59 S Jefferson Street, Coldwater, MI 49036 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 59 S Jefferson Street, Coldwater, MI 49036 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Coldwater Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Coldwater City police department or the Branch County sheriff's office.
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Coldwater Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
59 S Jefferson Street, Coldwater, MI 49036
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Municipality
Coldwater
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