Under Contract
5909 E 92nd Street, Newaygo, MI 49337
$929,000
MLS # 20261010508 (Realcomp)
5 beds3 baths2,986 sqftBuilt 20010.91 acres
1 / 36
Listing Description
Discover the joy of lakefront living on beautiful, all-sports Bill's Lake! This inviting 5-bedroom, 2.5-bath cottage/home sits on 1.09 acres of gently sloping, landscaped property with plenty of space to play, relax, and enjoy the water. Built in 2001 it has been lovingly maintained. this property is perfect for year-round living or a weekend getaway. Bill's Lake is spring-fed, crystal clear, and reaches depths of up to 90 feet, making it ideal for swimming, boating, and fishing. Whether you're out on the water or enjoying peaceful evenings overlooking the lake, every day feels like a vacation here. Updates include: 2023-hot water heater, new roof, new carpet and hardwood floors throughout, all new interior paint, new cement driveway and asphalt circular portion, furnace. 2024 updates, wet bar new gutters, new siding, tile fireplace, new bridge / dock, landscaping, retaining wall, gorgeous rock steps, sprinklers and new AC in 2025!
Source: SparkMLS
About this home
5-bedroom, 3-bath, 2,986 sq ft home in Newaygo built in 2001.
Listed at $929,000 (about $311/sq ft).
Annual property taxes run approximately $13,999 ($1,167/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area2,986 sqft
Lot Size0.91 acres
Year Built2001
Stories1
Location
CityNewaygo
MunicipalityCroton Twp
Zip Code49337
CountyNewaygo
School DistrictNewaygo
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access, Daylight
Garage2.5 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished
Sale & Financing
Listed2/20/2026
Original Price$990,000
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$20 / Annually
Source: SparkMLS
Tax Information
Annual Tax$13,999
Parcel #2032100006
Source: SparkMLS
Legal Description
PART GOV'T LOT 3 COM 350 FT S 89D 04'E OF SE COR DEER POINT PLAT # 2, TH S 89D "04'E 146.64 FT, N 00D 33'00"W 312 FT M/L TO WATERS EDGE OF BILL'S LAKE, W'LY 150 FT M/L ALG SD WATERS EDGE TO A LINE BEARING N 00D 33'00"W FROM POB, TH S 00D 33'00"E 331 FT M/L TO POB (SURVEY BY MEDEMA, VAN KOOTEN & ASSOC 7/8/97, " REV'S 8/21/98) SEC 32, T12N R11W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeff Kermath
Kermath Realty LLC
Frequently Asked Questions about 5909 E 92nd Street, Newaygo, MI 49337
What school district is 5909 E 92nd Street, Newaygo, MI 49337 in?
Per MLS# 20261010508, this property is served by Newaygo. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261010508, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261010508, the most recent reported annual property tax for 5909 E 92nd Street, Newaygo, MI 49337 is $13,999. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 5909 E 92nd Street, Newaygo, MI 49337 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5909 E 92nd Street, Newaygo, MI 49337 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Croton Twp police department or the Newaygo County sheriff's office.
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Mortgage Calculator
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Monthly payment$6,027
Principal & interest$6,025
HOA$2
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5909 E 92nd Street, Newaygo, MI 49337
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