For Sale
5910 S Cummings, Suttons Bay, MI 49682
$475,000
MLS # 1945361 (Northern Great Lakes REALTORS® MLS)
3 beds2 bathsBuilt 19890.4 acres
1 / 45
Listing Description
Leelanau County turnkey living with the highly desirable bonus of private West Grand Traverse Bay shared access across the street and the convenience to walk down to the corner market. Sitting just off scenic M-22, this classic American ranch style home and property is just outside of Traverse City and Suttons Bay, MI featuring an attached two car garage, three bedrooms, two full baths all a full, unfinished basement. Stunning freshwater beaches on Grand Traverse Bay, acclaimed vineyards of Leelanau Peninsulas and picturesque Sleeping Bear Dunes National Lakeshore all nearby makes this an ideal northern Michigan getaway.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 1989 sits in Suttons Bay.
Asking $475,000.
Electric service is provided by Cherryland Electric Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size0.4 acres
Year Built1989
Stories1
Location
CitySuttons Bay
Zip Code49682
CountyLeelanau
Construction & Systems
BasementDaylight
HeatingNatural Gas, Forced Air
WaterPrivate Water
Sale & Financing
Listed5/18/2026
Original Price$499,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jay J Sluiter
REO-TCRandolph-233022
Frequently Asked Questions about 5910 S Cummings, Suttons Bay, MI 49682
Can I use FHA or VA financing for this property?
Per MLS# 1945361, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 5910 S Cummings, Suttons Bay, MI 49682 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 5910 S Cummings, Suttons Bay, MI 49682 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Cherryland Electric Cooperative. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
Map
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Monthly payment$3,081
Principal & interest$3,081
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Cherryland Electric Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
5910 S Cummings, Suttons Bay, MI 49682
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