Sold
595 S RIVER Road, Saginaw, MI 48609
Sold on 09/29/2025 for$124,000
MLS # 20251024466 (Realcomp)
2 beds1 bath850 sqftBuilt 19450.3 acres
1 / 24
Listing Description
Ranch home on deep country lot with garage, move in ready, Swan Valley Schools, vinyl plank flooring throughout, newer kitchen cabinets and counter, new bathroom floor, toilet, vanity, gas forced air furnace and central A/C, dimensional roof, aluminum siding, 330' deep lot with some fencing, vinyl windows, includes refrigerator and stove, large attic with walkable floor, utility room with laundry, great location, immediate possession, owner is licensed real estate broker in the state of MI
Source: SparkMLS
About this home
2-bedroom, 1-bath, 850 sq ft home in Thomas Township in Saginaw built in 1945.
Final sale price: $124,000 (about $146/sq ft).
Estimated annual property tax: $972, or about $81 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area850 sqft
Lot Size0.3 acres
Year Built1945
Stories1
Location
CitySaginaw
MunicipalityThomas Twp
Zip Code48609
CountySaginaw
School DistrictSwan Valley
Construction & Systems
ConstructionAluminum Siding
BasementCrawl Space
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed8/5/2025
Sold Date9/28/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$972
Parcel #28124303056001
Source: SparkMLS
Legal Description
COM AT W 1/4 CORN TH S 1561.70 FT TO POB TH E 330 FT TH S 40 FT TH W 330 FT TH N 40 FT TO POB 0.30 ACRE SEC 30 T12N R4E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Randy Palmer
Palmer Realty Services LLC
Frequently Asked Questions about 595 S RIVER Road, Saginaw, MI 48609
Which school district serves 595 S RIVER Road, Saginaw, MI 48609?
Per MLS# 20251024466, 595 S RIVER Road, Saginaw, MI 48609 is in the Swan Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Swan Valley directly to confirm enrollment eligibility.
What financing options are available for 595 S RIVER Road, Saginaw, MI 48609?
Per MLS# 20251024466, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 595 S RIVER Road, Saginaw, MI 48609?
Per public tax records, annual property taxes for this property are $972. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 595 S RIVER Road, Saginaw, MI 48609 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 595 S RIVER Road, Saginaw, MI 48609 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 595 S RIVER Road, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 595 S RIVER Road, Saginaw, MI 48609?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Thomas Twp police department or the Saginaw County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$843
Principal & interest$843
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
595 S RIVER Road, Saginaw, MI 48609
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Municipality
Thomas Township
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