For Sale
60 W 3rd Street, Shelby, MI 49455
$140,000
MLS # 26012306 (Michigan Regional Information Center (MichRIC))
1 bathBuilt 19600.03 acres
1 / 33
Listing Description
Business opportunity in Shelby, Michigan at 60 W 3rd Street, ideally located along the highly traveled Hart-Montague Trail and near the Shelby Pavilion, just a short walk to the downtown area. This prime commercial property offers outstanding visibility, foot traffic, and accessibility in a growing West Michigan community, with seasonal recreational traffic throughout the year. If you are searching for a commercial building for sale in Shelby, Michigan, a restaurant location near the Hart-Montague Trail, or an investment property near North Michigan Avenue's downtown corridor, this is your opportunity to create the next successful business in a high-visibility location.
Source: SparkMLS
About this home
Located in Shelby Village in Shelby, this property offers 1-bath, with original construction dating to 1960.
Currently offered at $140,000.
Annual property taxes run approximately $890 ($74/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeCommercial Sale
Property SubtypeBusiness Opportunity
Bathrooms1
Lot Size0.03 acres
Year Built1960
Location
CityShelby
MunicipalityShelby Vlg
Zip Code49455
CountyOceana
School DistrictShelby
Construction & Systems
ConstructionBlock, Vinyl Siding, Wood Siding
HeatingForced Air
UtilitiesPhone Available, Cable Available, Natural Gas Connected, Electricity Connected
InteriorBroadband
Sale & Financing
Listed3/26/2026
Original Price$150,000
Terms AcceptedConventional, Cash
Source: SparkMLS
Tax Information
Annual Tax$890
Tax Year2025
Assessed Value$19,076
Parcel #046-115-011-00
Source: SparkMLS
Legal Description
Long Legal - See Legal in Documents
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Scott St. Pierre
Five Star Real Estate Whitehall
Frequently Asked Questions about 60 W 3rd Street, Shelby, MI 49455
What school district is 60 W 3rd Street, Shelby, MI 49455 in?
Per MLS# 26012306, this property is served by Shelby. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26012306, the seller has indicated this property accepts the following financing types: Conventional, Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26012306, the most recent reported annual property tax for 60 W 3rd Street, Shelby, MI 49455 is $890 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 60 W 3rd Street, Shelby, MI 49455 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 60 W 3rd Street, Shelby, MI 49455 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Shelby Vlg police department or the Oceana County sheriff's office.
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Monthly payment$908
Principal & interest$908
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
60 W 3rd Street, Shelby, MI 49455
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Municipality
Shelby Village
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County
Macomb County
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